2811 White Chapel Rd, Lancaster, VA 22503 Property Records

Lancaster County property record for 2811 White Chapel Rd, Lancaster, VA 22503

Property Summary

Property Type	Mixed Use Commercial/Industrial
Details	6 bd · 2.5 ba · 2,511 sqft · built 1902
Lot Size	1.02 acres (44,431 sqft)
Owner	Individual Name on File
Tax Bill	$15 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14 71`

Property Details

APN / Parcel Number

Primary APN	`14 71`
Alternative APN	`1473`

Interior

Bedrooms	6 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,511 sqft Living Area
Gross Area	3,082 sqft
1st Floor Area	3,270 sqft
Attic	Attic
Attic Area	192 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1959
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	44,431 sqft (1.02 acres)
Porch	Slab
Porch Area	251 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	1473
Street Address	2811 WHITE CHAPEL RD
City	LANCASTER
State	VA
Zip	22503-2641
Property Category	Commercial
Property Type	Commercial > Retail > Mixed Use Commercial/Industrial
Local Zoning Code	C1
Legal Description	LIVELY 1.0196 AC LR22/341
Jurisdiction	LANCASTER VA
Township / Civil Division	1
Census Block Group	2
Census Block	2017
Census Tract	30100

Owner

Source: Lancaster County assessment roll, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 365, LIVELY, VA 22507-0365
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 8, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Feb 3, 2022
Property Address	2811 WHITE CHAPEL RD, LANCASTER, VA 22503-2641
Document Number	0220000341
Instrument Date	Dec 15, 2021
Instrument	220000341
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2811 WHITE CHAPEL RD, LANCASTER, VA 22503-2641

Mortgage

Document Number	0220000342
Date	Feb 3, 2022
Instrument	220000342

Lender

Name	VIRGINIA CREDIT UNION INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	0220000343
Date	Feb 3, 2022
Instrument	220000343

Lender

Name	VIRGINIA CREDIT UNION INC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15.00 (-98.2%)	$286,200 (+115.84%) Land $30,600 Building $255,600	$286,200 (+115.84%) Land $30,600 Building $255,600
2023	$835.00	$132,600 Land $25,000 Building $107,600	$132,600 Land $25,000 Building $107,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIVELY, COMMUNITY OF private · serves 398 people · EPA ID VA4103800
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Virginia Everywhere Fiber	1,000 / 1,000
Cogeco Cable Holdings II Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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