2811 Summertree Ln, Clarksville, TN 37040 Property Records

Montgomery County property record for 2811 Summertree Ln, Clarksville, TN 37040

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,092 sqft · built 1993
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$123,000 (Aug 2019)
Tax Bill	$1,546 (2025)
Deeds & Mortgages	May 2023 Mortgage Mar 2022 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32K D 6.00`

Property Details

APN / Parcel Number

Primary APN	`32K D 6.00`
Alternative APNs	`032K D 00600 000` `19456`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,092 sqft Living Area
Gross Area	1,167 sqft
1st Floor Area	1,080 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Terrain	Rolling
Driveway	Driveway
Driveway Area	820 sqft

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Deck Area	180 sqft
Patio Area	180 sqft
Utility Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	2811 SUMMERTREE LN
City	CLARKSVILLE
State	TN
Zip	37040-6679
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	SUBDIVISION: PONDIWOODS BLOCK: A LOT: 47 PLAT BOOK: 13 PLAT PAGE: 111 TENANTS BY THE ENTIRETY SKETCH:
Legal Subdivision	PONDIWOODS
Legal Block	A
Legal Lot Number	47
Jurisdiction	MONTGOMERY TN
Township / Civil Division	14
Census Block Group	3
Census Block	3012
Census Tract	102005

Owner

2811 Summertree Ln is owned and occupied by an individual who bought it in August 2019.

Source: Montgomery County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	2811 SUMMERTREE LN, CLARKSVILLE, TN 37040-6679
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Mar 9, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNITY LOAN SERVICING LLC
Aug 26, 2019	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2019 · Amount on File
Deed Sale	Aug 26, 2019 · Amount on File
Prior Sale	Jul 15, 2014 · Amount on File
Deed Document Number	20191221093
Deed Book / Page	1905 / 1429
Transfer Doc	0727000464
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TN
Property Address	2811 SUMMERTREE LN, CLARKSVILLE, TN 37040-6679
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2811 SUMMERTREE LN, CLARKSVILLE, TN 37040-6679

Mortgage

Document Number	002299/989
Date	May 19, 2023
Book Page	2299/989
Instrument	1423588

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	344 Months
Due	Jan 1, 2052

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TN
Property Address	2811 SUMMERTREE LN, CLARKSVILLE, TN 37040-6679
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2811 SUIVIMERTREE LANE, CLARKSVILLE, TN 37040

Mortgage

Document Number	002195/439
Date	Mar 9, 2022
Book Page	2195/439
Instrument	1367463

Lender

Name	COMMUNITY LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2052

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TN
Recording Date	Aug 26, 2019
Property Address	2811 SUMMERTREE LN, CLARKSVILLE, TN 37040-6679
Document Number	01905/1429
Book / Page	1905 / 1429
Instrument Date	Aug 22, 2019
Instrument	1221093
Transaction Type	Transfer
Record Updated	Sep 1, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2811 SUMMERTREE LN, CLARKSVILLE, TN 37040-6679

Mortgage

Document Number	0000001905/0000001431
Date	Aug 26, 2019
Book Page	0000001905/0000001431
Instrument	1221094

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2811 Summertree Ln was $1,546, up 1.4% from the year before.

Source: Montgomery County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Montgomery County
Municipality	Clarksville City
Unified School District	Clarksville-Montgomery County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,546.00 (+1.38%)	$51,175 (-)	$204,700 (-) Land $45,000 Building $159,700
2024	$1,525.00 (+41.2%)	$51,175 (+99.9%)	$204,700 Land $45,000 Building $159,700
2023	$1,080.00	$25,600 (-)
2022	$1,080.00	$25,600	$102,400 Land $22,400 Building $80,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2811 Summertree Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2811 Summertree Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLARKSVILLE WATER DEPARTMENT serves 251,864 people · EPA ID TN0000116
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
CDE Lightband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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