Lyon County property record for 2811 S Fork Rd, Fernley, NV 89408
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,872 sqft · built 2006 |
| Lot Size | 0.217 acres (9,453 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $347,570 (Feb 2020) |
| Tax Bill | $3,929 (2026) |
| Deeds & Mortgages | Aug 2025 Line of Credit Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 022-201-15 |
| Primary APN | 022-201-15 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,872 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Lot Area | 9,453 sqft (0.217 acres) |
| Garage Area | 677 sqft |
| Parking Spaces | 2 Parking Spaces |
| Lawn Sprinklers | Lawn Sprinklers |
| Street Address | 2811 S FORK RD |
|---|---|
| City | FERNLEY |
| State | NV |
| Zip | 89408-8023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF20 |
| Legal Description | 21-20-25 SE4 CREATED FROM SPLIT OF PARCEL # 021-301-33 TRUCKEE RIVER RANCH PH 1 SM333030 |
| Legal Subdivision | TRUCKEE RIVER RANCH PH 1 |
| Legal Block | 3 |
| Legal Lot Number | 25 |
| Jurisdiction | LYON NV |
| Township / Civil Division | FERNLEY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 960106 |
Source: Lyon County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2811 S FORK RD, FERNLEY, NV 89408-8023 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 21, 2025 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Sep 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Feb 21, 2020 | Bargain and Sale Deed, Transfer · VA Mortgage GUILD MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 21, 2020 · Amount on Record |
| Deed Sale | Feb 21, 2020 · Amount on Record |
| Prior Sale | Jun 5, 2007 · Amount on Record |
| Deed Document Number | 2020611104 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON NV |
| Property Address | 2811 S FORK RD, FERNLEY, NV 89408-8023 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Title Company | SERVICELINK TITLE COMPANY D, SERVICELINK TITLE ONLY |
| Name | Verified Name |
|---|---|
| Address | 2811 S FORK RD, FERNLEY, NV 89408-8023 |
| Document Number | 0000697996 |
|---|---|
| Date | Aug 21, 2025 |
| Instrument | 697996 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Sep 1, 2065 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON NV |
| Property Address | 2811 S FORK RD, FERNLEY, NV 89408-8023 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000644288 |
|---|---|
| Date | Sep 13, 2021 |
| Instrument | 644288 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | LYON NV |
| Recording Date | Feb 21, 2020 |
| Property Address | 2811 S FORK RD, FERNLEY, NV 89408-8023 |
| Document Number | 0000611104 |
| Map Reference | DOC 333030 |
| Instrument Date | Feb 13, 2020 |
| Instrument | 611104 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2021 |
| Title Company | TICOR TITLE RENO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,357.20 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1722 TWIN PINE BLVD, 1722, GULF BREEZE, FL 32563-7066 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2811 S FORK RD, FERNLEY, NV 89408-8023 |
| Document Number | 0000611105 |
|---|---|
| Date | Feb 21, 2020 |
| Instrument | 611105 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
Source: Lyon County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Lyon County |
| Municipality | Fernley City |
| Unified School District | Lyon County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,929.00 (+11.08%) | $166,208 (+10.63%) Land $43,750 Building $122,458 | $474,881 (+10.63%) Land $125,000 Building $349,881 |
| 2023 | $3,537.00 (+8.53%) | $150,236 (+6.98%) Land $33,250 Building $116,986 | $429,247 (+6.98%) Land $95,000 Building $334,247 |
| 2022 | $3,259.00 | $140,438 Land $33,250 Building $107,188 | $401,252 Land $95,000 Building $306,252 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 43% of Nevada |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FERNLEY PUBLIC WORKS serves 23,064 people · EPA ID NV0000062 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Tristate Wi-Fi by Wi-Fiber Fixed Wireless | 200 / 30 |
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