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2811 Ridgemont St, Commerce Township, MI 48382 Property Records

Oakland County property record for 2811 Ridgemont St, Commerce Township, MI 48382

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 3,824 sqft · built 2022
Lot Size0.312 acres (13,591 sqft)
OwnerIndividual Name on Record
Last Sale$57,000 (Sep 2018)
Tax Bill$9,851 (2025)
Deeds & MortgagesNov 2025 Mortgage
Oct 2021 Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APNE-17-10-351-037

Property Details

APN / Parcel Number

Primary APNE-17-10-351-037

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,824 sqft Living Area

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Lot Area13,591 sqft (0.312 acres)
Lot Dimensions147 ft deep x 132 ft wide
Garage Area1,067 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address2811 RIDGEMONT ST
CityCOMMERCE TOWNSHIP
StateMI
Zip48382-3823
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSV
Legal DescriptionT2N, R8E, SEC 10 FRANK S SALTER'S MOUNT ROYAL COUNTRY CLUB SUB LOT 48 EXC ELY 30 FT BLK 28, ALSO PART OF SW 1/4 BEG AT PT DIST N 00-17-55 W 549.81 FT & N 73-22-20 E 409.81 FT & N 87-20-00 E 315.23 FT & N 65-51-20 E 210.00 FT & N 61-05-14 E 50.00 FT &
Legal Range08E
Legal Township02N
Legal Section10
Legal SubdivisionROYAL COUNTRY CLUB
Legal Block28
Legal Lot Number48
Legal UnitUNT R
JurisdictionOAKLAND MI
Township / Civil DivisionCOMMERCE
Census Block Group1
Census Block1004
Census Tract134300

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2811 RIDGEMONT ST, COMMERCE TOWNSHIP, MI 48382-3823
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2025Deed of Trust, Mortgage · Commercial Mortgage
UNLOCK PARTNERSHIP SOLUTIONS INC
Oct 29, 2021Deed of Trust, Mortgage · Construction Mortgage
LAKE MICHIGAN CU
Sep 10, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 10, 2018 · Amount on Record
Deed SaleSep 10, 2018 · Amount on Record
Prior SaleFeb 20, 2004 · Amount on Record
Deed Document Number2018148615
Deed Book / Page52166 / 627
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address2811 RIDGEMONT ST, COMMERCE TOWNSHIP, MI 48382-3823
Transaction TypeMortgage
Record UpdatedNov 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2811 RIDGEMONT ST, COMMERCE TOWNSHIP, MI 48382-3823

Mortgage

Document Number20250142536
DateNov 12, 2025
Book Page60694/792
Instrument20250142536
Lender
NameUNLOCK PARTNERSHIP SOLUTIONS INC
TypeNon-Lending Institution
AddressTEMPE, AZ 85288
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address2811 RIDGEMONT ST, COMMERCE TOWNSHIP, MI 48382
Transaction TypeMortgage
Record UpdatedSep 22, 2023
Title CompanyPREMIER TITLE COMPANY, PREMIER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4612 RENSTEIN, COMMERCE, MI 48382

Mortgage

Document Number0000250744
DateOct 29, 2021
Book Page57038/469
Instrument250744
Lender
NameLAKE MICHIGAN CU
TypeCredit Union
AddressGRAND RAPIDS, MI 49501
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term373 Months
DueNov 1, 2052

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateSep 10, 2018
Property Address2811 RIDGEMONT ST, COMMERCE TOWNSHIP, MI 48382
Document Number0000148615
Book / Page052166 / 000627
Instrument DateAug 30, 2018
Instrument148615
Transaction TypeTransfer
Record UpdatedOct 3, 2018

Transaction

AmountAmount Recorded
Tax$490.20
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4612 BENSTEIN RD COMMERCE TOWNSHIP MI 483821552, COMMERCE TOWNSHIP, MI 48382-1552

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
County SubdivisionCommerce Charter Township
Unified School DistrictWalled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,851.00 (-9.42%) Homeowner's exemption$507,060 (+260.72%)$1,014,120 (+260.72%)
2024$10,875.00 (+540.46%)
2023$140,570$281,140
2021$1,698.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 91% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOMMERCE TOWNSHIP
serves 19,811 people · EPA ID MI0001573
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionNov 2021
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

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