2811 O'Connor Ct, Fredericksburg, VA 22408 Property Records

Spotsylvania County property record for 2811 O'Connor Ct, Fredericksburg, VA 22408

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,374 sqft · built 2003
Lot Size	0.186 acres (8,100 sqft)
Owner	Individual Name on Record
Last Sale	$239,000 (Dec 2011)
Tax Bill	$3,344 (2026)
Deeds & Mortgages	Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`037J 2-118`

Property Details

APN / Parcel Number

Primary APN	`037J 2-118`
Alternative APN	`37J-2-118`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,374 sqft Finished Area
Basement Area	1,187 sqft
Unfinished Basement	1,187 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	8,100 sqft (0.186 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2811 OCONNOR CT
City	FREDERICKSBURG
State	VA
Zip	22408-8059
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 - RESID
Legal Description	PELHAM'S CROSSING LOT 118 SEC 2
Legal Subdivision	PELHAMS CROSSING
Legal Lot Number	118
Jurisdiction	SPOTSYLVANIA VA
Township / Civil Division	LEE HILL
Census Block Group	1
Census Block	1009
Census Tract	20201

Owner

Source: Spotsylvania County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2811 OCONNOR CT, FREDERICKSBURG, VA 22408-8059
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2011 · Amount on Record
Deed Sale	Dec 27, 2011 · Amount on Record
Prior Sale	Nov 10, 2011 · Amount on Record
Deed Document Number	201120963
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	2811 OCONNOR CT, FREDERICKSBURG, VA 22408-8059
Document Number	201900017473
Instrument Date	Sep 23, 2019
Transaction Type	Mortgage
Record Updated	Oct 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2811 OCONNOR CT FREDERICKSBURG VA 224088059, FREDERICKSBURG, VA 22408-8059

Mortgage

Document Number	201900017473
Date	Oct 15, 2019
Instrument	17473

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Spotsylvania County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Spotsylvania County
Unified School District	Spotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,344.00 (+209.06%)	$453,600 (+35.52%) Land $175,000 Building $278,600
2025			$453,600 (+35.52%) Land $175,000 Building $278,600
2023	$1,082.00	$334,700 Land $100,000 Building $234,700	$334,700 Land $100,000 Building $234,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPOTSYLVANIA COUNTY UTILITIES serves 96,846 people · EPA ID VA6177300
Water Source	Surface water
Last State Inspection	Jun 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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