2811 Kelmar Dr, Fort Wayne, IN 46809 Property Records

Allen County property record for 2811 Kelmar Dr, Fort Wayne, IN 46809

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 3,208 sqft · built 1981
Lot Size	21,500 acres (936,540,000 sqft)
Owner	2 Company Names on Record
Tax Bill	$2,222 (2025)
Deeds & Mortgages	Jul 2026 Transfer Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-12-21-477-001.000-074`

Property Details

APN / Parcel Number

Primary APN	`02-12-21-477-001.000-074`
Alternative APN	`9502230002`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	3,208 sqft Living Area
Gross Area	7,382 sqft
1st Floor Area	1,604 sqft
Basement Area	2,889 sqft
Family Room	Family Room
Game Room	Game Room

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Construction Type	Frame
Roof Material	Metal
Lot Area	936,540,000 sqft
Terrain	High
Garage Type	Attached
Garage Area	1,285 sqft
Parking Spaces	4 Parking Spaces
Pool Type	Above-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2811 KELMAR DR
City	FORT WAYNE
State	IN
Zip	46809-1821
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 3.8A B/W VAC ISC & MASON DR S1/2 SE1/4 21-30-12 EXC NW 1.654A
Jurisdiction	ALLEN IN
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2005
Census Tract	3700

Owner

Source: Allen County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2811 KELMAR DR, FORT WAYNE, IN 46809-1821
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Aug 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 27, 2019	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 29, 2026
Transfer Doc	0000030018
Record Updated	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALLEN IN
Recording Date	Jul 8, 2026
Property Address	2811 KELMAR DR, FORT WAYNE, IN 46809-1821
Document Number	0000030018
Instrument Date	May 29, 2026
Instrument	202630018
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	2811 KELMAR DR, FORT WAYNE, IN 46809-1821

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	2811 KELMAR DR, FORT WAYNE, IN 46809-1821
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020050633
Date	Aug 25, 2020
Instrument	2020050633

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	2811 KELMAR DR, FORT WAYNE, IN 46809-1821
Transaction Type	Mortgage
Record Updated	Mar 13, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019010236
Date	Feb 27, 2019
Instrument	2019010236

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 5, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Allen County
County Subdivision	Wayne Township
Municipality	Fort Wayne City
Unified School District	Fort Wayne Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,222.00 (+28.44%)	$215,500 (+12.59%) Land $65,000 Building $150,500	$215,500 (+12.59%) Land $65,000 Building $150,500
2024	$1,730.00 (-7.88%)
2023	$1,878.00 (+6.95%)	$191,400 (+15.79%) Land $24,600 Building $166,800	$191,400 (+15.79%) Land $24,600 Building $166,800
2022	$1,756.00	$165,300 Land $24,600 Building $140,700	$165,300 Land $24,600 Building $140,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	49 (1978–2015)
Claims Outside the SFHA	1 of 49
Most Recent Claim	Jun 2015 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT WAYNE - 3 RIVERS FILTRATION PLANT serves 269,994 people · EPA ID IN5202020
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lakeland Internet.

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