Berks County property record for 2811 Garfield Ave, Reading, PA 19609
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,075 sqft · built 1954 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $330,000 (Jul 2026) |
| Tax Bill | $1,711 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4386-11-65-0049 |
| Primary APN | 4386-11-65-0049 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,075 sqft Living Area |
| 1st Floor Area | 1,075 sqft |
| Basement Area | 384 sqft |
| Game Room | Game Room |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 10,890 sqft (0.25 acres) |
| View / Lot | Neighborhood |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Open Frame Porch |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 80055500 |
|---|---|
| Street Address | 2811 GARFIELD AVE |
| City | READING |
| State | PA |
| Zip | 19609-2105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | HILL VALE |
| Legal Block | 65 |
| Legal Lot Number | 24 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | SPRING |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 10905 |
Source: Berks County records, as of July 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2811 GARFIELD AVE, READING, PA 19609-2105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2026 · Amount on Record |
| Deed Sale | Jul 8, 2026 · Amount on Record |
| Prior Sale | Oct 7, 2016 · Amount on Record |
| Deed Document Number | 202621882 |
| Prior Transfer Date | Jul 15, 2024 |
| Prior Transfer Doc | 0000020955 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Jul 8, 2026 |
| Property Address | 2811 GARFIELD AVE, READING, PA 19609-2105 |
| Document Number | 0000021882 |
| Instrument Date | Jul 1, 2026 |
| Instrument | 202621882 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2026 |
| Title Company | STRIVE SETTLEMENT GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $333,300.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2811 GARFIELD AVE, READING, PA 19609-2105 |
| Document Number | 0000021883, |
|---|---|
| Date | Jul 8, 2026 |
| Instrument | 202621883 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| County Subdivision | Spring Township |
| Unified School District | Wilson School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,711.00 (+1.66%) | $84,200 (-) Land $36,800 Building $47,400 | $36,800 (-) Land $36,800 |
| 2025 | $1,683.00 (+10.8%) | $84,200 (-) Land $36,800 Building $47,400 | $36,800 (-56.29%) Land $36,800 |
| 2024 | $1,519.00 | $84,200 Land $36,800 Building $47,400 | |
| 1994 | $84,200 Land $36,800 Building $47,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Jan 1978 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAW PENN DISTRICT private · serves 28,508 people · EPA ID PA3060069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, Verizon.
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