Duval County property record for 2811 Ernest St, Jacksonville, FL 32205
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 812 sqft · built 1952 |
| Lot Size | 0.192 acres (8,357 sqft) |
| Owner | Company Name on Record |
| Last Sale | $185,000 (May 2022) |
| Tax Bill | $3,018 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 063045-0000 |
| Primary APN | 063045-0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 812 sqft Living Area |
| Gross Area | 990 sqft |
| 1st Floor Area | 812 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,357 sqft (0.192 acres) |
| Lot Dimensions | 140 ft deep x 64 ft wide |
| Porch | Finished Screened Porch |
|---|---|
| Porch Area | 150 sqft |
| Deck Area | 126 sqft |
| Patio Area | 416 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 2811 ERNEST ST |
|---|---|
| City | JACKSONVILLE |
| State | FL |
| Zip | 32205-5811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMD-A |
| Legal Description | 22-66 21-2S-26E CHEROKEE HEIGHTS ADDN LOT 17 BLK 1 |
| Legal Range | 26E |
| Legal Township | 02S |
| Legal Section | 21 |
| Legal Subdivision | CHEROKEE HEIGHTS ADDN |
| Legal Block | 1 |
| Legal Lot Number | 17 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE WEST |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 2501 |
Source: Duval County records, as of September 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1225 W BEAVER ST, 111, JACKSONVILLE, FL 32204-1415 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Nov 2, 2022 | Deed of Trust, Mortgage · Commercial Mortgage DOMINION FINANCIAL SERVICES LLC |
| May 9, 2022 | Warranty Deed, Transfer · Balloon Mortgage GROUNDFLOOR JACKSONVILLE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 9, 2022 · Amount on Record |
| Deed Sale | May 9, 2022 · Amount on Record |
| Prior Sale | Jan 29, 2016 · Amount on Record |
| Deed Document Number | 2022123871 |
| Deed Book / Page | 20269 / 2439 |
| Prior Transfer Date | Jan 13, 2016 |
| Prior Transfer Doc | 0174432456 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 2811 ERNEST ST, JACKSONVILLE, FL 32205-5811 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2022 |
| Title Company | ALL FLORIDA TITLE SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 2695 GLORY TRL, JACKSONVILLE, FL 32210-3588 |
| Document Number | 0204861512 |
|---|---|
| Date | Nov 2, 2022 |
| Book Page | 20486/1512 |
| Instrument | 2022274651 |
| Name | DOMINION FINANCIAL SERVICES LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | BALTIMORE, MD 21202 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Type Change Date | Dec 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 6.12% |
| Max Rate At Change | 8.12% |
| Index | 1-Year CMT |
| Margin | 5 |
| Max Rate | 11.1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | May 9, 2022 |
| Property Address | 2811 ERNEST ST, JACKSONVILLE, FL 32205-5811 |
| Document Number | 0202692439 |
| Book / Page | 20269 / 2439 |
| Map Reference | MB 22 PG 66 |
| Instrument Date | May 2, 2022 |
| Instrument | 2022123871 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2022 |
| Title Company | ALL FLORIDA TITLE COMPANY INC, ALL FLORIDA TITLE SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,295.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2650 ROSSELLE ST STE 2, 2650, JACKSONVILLE, FL 32204-3053 |
| Name | Verified Name |
|---|---|
| Address | 2695 GLORY TRL, JACKSONVILLE, FL 32210-3588 |
| Document Number | 0202692441 |
|---|---|
| Date | May 9, 2022 |
| Instrument | 20269/2441 |
| Name | GROUNDFLOOR JACKSONVILLE LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 5 Months |
| Due | Oct 29, 2022 |
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Jacksonville City |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $148,667 (-8.54%) Land $89,968 Building $58,699 | $148,667 (-8.54%) Land $89,968 Building $58,699 | |
| 2025 | $3,018.00 (+11%) | $162,555 (+37.28%) Land $100,192 Building $62,363 | $162,555 (+37.28%) Land $100,192 Building $62,363 |
| 2024 | $2,719.00 (+17.86%) | ||
| 2023 | $2,307.00 (+42.67%) | $118,409 (+2.49%) Land $58,176 Building $60,233 | $118,409 (+2.49%) Land $58,176 Building $60,233 |
| 2022 | $1,617.00 | $115,535 Land $58,176 Building $57,359 | $115,535 Land $58,176 Building $57,359 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2012 · Tropical Storm Debby |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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