Gibson County property record for 2811 E Main St, Humboldt, TN 38343
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 6,827 sqft · built 1953 |
| Lot Size | 1.65 acres (71,874 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $646,970 (Jan 2025) |
| Tax Bill | $6,961 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 027170 01902 |
| Primary APN | 027170 01902 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 3 Stories |
| Building Area | 6,827 sqft Living Area |
| 1st Floor Area | 2,716 sqft |
| Upper Floors Area | 2,370 sqft |
| Basement Area | 2,055 sqft |
| Finished Basement | 2,055 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 71,874 sqft (1.65 acres) |
| Garage Type | Detached |
| Garage Area | 359 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 684 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 350 sqft |
| Utility Building | 161 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2811 E MAIN ST |
|---|---|
| City | HUMBOLDT |
| State | TN |
| Zip | 38343-3069 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 03, COUNTY AREA: H08 |
| Jurisdiction | GIBSON TN |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 967002 |
Source: Gibson County records, as of January 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2811 E MAIN ST, HUMBOLDT, TN 38343-3069 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 8, 2023 | Deed of Trust, Mortgage · Line of Credit COMMERCIAL BANK & TRUST COMPANY |
| Oct 25, 2021 | Warranty Deed, Transfer · Conventional Mortgage LEADERS CU |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Jan 13, 2025 · Amount on Record |
| Deed Sale | Jan 13, 2025 · Amount on Record |
| Prior Sale | Oct 25, 2021 · Amount on Record |
| Deed Document Number | 239130 |
| Deed Book / Page | 1112 / 2928 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GIBSON TN |
| Property Address | 2811 E MAIN ST, HUMBOLDT, TN 38343-3069 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2811 E MAIN ST, JACKSON, TN 38305 |
| Document Number | 0000223531 |
|---|---|
| Date | Mar 8, 2023 |
| Book Page | 1089/887 |
| Instrument | 223531 |
| Name | COMMERCIAL BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Address | JACKSON, TN 38305 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 1, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GIBSON TN |
| Recording Date | Oct 25, 2021 |
| Property Address | 2811 E MAIN ST, HUMBOLDT, TN 38343-3069 |
| Document Number | 0000210550 |
| Book / Page | 1070 / 859 |
| Instrument Date | Oct 22, 2021 |
| Instrument | 210550 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,219.63 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2811 E MAIN ST, HUMBOLDT, TN 38343-3069 |
| Document Number | 0000210551 |
|---|---|
| Date | Oct 25, 2021 |
| Instrument | 210551 |
| Name | LEADERS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
Source: Gibson County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Gibson County |
| Municipality | Humboldt City |
| Unified School District | Humboldt City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,961.00 | $256,900 Land $8,975 Building $247,925 | |
| 2024 | $1,027,600 Land $35,900 Building $991,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 5, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HUMBOLDT UTILITIES-WATER DEPT serves 9,908 people · EPA ID TN0000314 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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