2811 Degarmo Dr, Bloomington, IL 61704 Property Records

McLean County property record for 2811 Degarmo Dr, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,673 sqft · built 2006
Lot Size	0.232 acres (10,092 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (Oct 2021)
Tax Bill	$12,701 (2024)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-25-425-006`

Property Details

APN / Parcel Number

Primary APN	`14-25-425-006`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,673 sqft Living Area
Gross Area	4,431 sqft
1st Floor Area	1,372 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	10,092 sqft (0.232 acres)
Lot Dimensions	120 ft deep x 84 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	758 sqft
Parking Spaces	3 Parking Spaces
Pool Area	216 sqft
Porch	Open Concrete/Masonry Porch
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2811 DEGARMO DR
City	BLOOMINGTON
State	IL
Zip	61704-9102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	TIPTON TRAILS SUB 7TH ADD LT 157
Legal Range	02E
Legal Township	24N
Legal Section	25
Legal Subdivision	TIPTON TRAILS SUB
Legal Lot Number	157
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2002
Census Tract	506

Owner

2811 Degarmo Dr is owned and occupied by two individuals who bought it in October 2021.

Source: McLean County records, as of April 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2811 DEGARMO DR, BLOOMINGTON, IL 61704-9102
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC
Mar 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage MARINE BANK SPRINGFIELD
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage MARINE BANK SPRINGFIELD
Sep 5, 2019	Warranty Deed, Transfer · Conventional Mortgage MARINE BANK SPRINGFIELD
Nov 14, 2017	Warranty Deed, Transfer · Conventional Mortgage MARINE BANK SPRINGFIELD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2021 · Amount on File
Deed Sale	Oct 15, 2021 · Amount on File
Prior Sale	Sep 5, 2019 · Amount on File
Deed Document Number	202124973
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Oct 15, 2021
Property Address	2811 DEGARMO DR, BLOOMINGTON, IL 61704-9102
Document Number	202100024973
Map Reference	DOC 2005-22424
Instrument Date	Oct 1, 2021
Instrument	2021-00024973
Transaction Type	Transfer
Record Updated	Oct 25, 2021
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2811 DEGARMO DR, BLOOMINGTON, IL 61704-9102

Mortgage

Document Number	202100024974
Date	Oct 15, 2021
Instrument	2021-00024974

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.12%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	2811 DEGARMO DR, BLOOMINGTON, IL 61704-9102
Transaction Type	Mortgage
Record Updated	Mar 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100006481
Date	Mar 17, 2021
Instrument	2021-00006481

Lender

Name	MARINE BANK SPRINGFIELD
Type	Bank
Address	SPRINGFIELD, IL 62704

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2036

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	2811 DEGARMO DR, BLOOMINGTON, IL 61704-9102
Transaction Type	Mortgage
Record Updated	Mar 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100004551
Date	Feb 25, 2021
Instrument	2021-00004551

Lender

Name	MARINE BANK SPRINGFIELD
Type	Bank
Address	SPRINGFIELD, IL 62704

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Sep 5, 2019
Property Address	2811 DEGARMO DR, BLOOMINGTON, IL 61704-9102
Document Number	201900014097
Map Reference	DOC 2005-22424
Instrument Date	Aug 20, 2019
Instrument	2019-00014097
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$508.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2811 DEGARMO DR, BLOOMINGTON, IL 61704-9102

Mortgage

Document Number	201900014098
Date	Sep 5, 2019
Instrument	2019-00014098

Lender

Name	MARINE BANK SPRINGFIELD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2039

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Nov 14, 2017
Property Address	2811 DEGARMO DR, BLOOMINGTON, IL 61704-9102
Document Number	201700020457
Map Reference	DOC2005-22424
Instrument Date	Nov 3, 2017
Instrument	2017-00020457
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$538.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2811 DEGARMO DR, BLOOMINGTON, IL 61704-9102

Mortgage

Document Number	201700020458
Date	Nov 14, 2017
Instrument	2017-00020458

Lender

Name	MARINE BANK SPRINGFIELD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$172,000 Land $29,812 Building $142,188	$516,000 Land $89,436 Building $426,564
2024	$12,701.00 (+9.04%)
2023	$11,648.00	$143,487 Land $24,870 Building $118,617	$430,461 Land $74,610 Building $355,851

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2811 Degarmo Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2811 Degarmo Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Pavlov Media.

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