Union County property record for 2811 Cedar Trail Ln, Wingate, NC 28174
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,735 sqft · built 1980 |
| Lot Size | 2.51 acres (109,336 sqft) |
| Owner | Individual Name on File |
| Last Sale | $199,900 (Feb 2017) |
| Tax Bill | $1,860 (2025) |
| Deeds & Mortgages | Feb 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-230-067 |
| Primary APN | 02-230-067 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,735 sqft Living Area |
| Gross Area | 2,678 sqft |
| 1st Floor Area | 1,735 sqft |
| Basement Area | 648 sqft |
| Unfinished Basement | 648 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 109,336 sqft (2.51 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 393 sqft |
| Deck Area | 688 sqft |
| Patio Area | 688 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2811 CEDAR TRAIL LN |
|---|---|
| City | WINGATE |
| State | NC |
| Zip | 28174-8235 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-40 UNIO |
| Legal Description | #57 OLIVE BRANCH ESTATES OPCA167A |
| Legal Subdivision | OLIVE BRANCH ESTATES |
| Legal Tract | 57 |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 20701 |
2811 Cedar Trail Ln is owned and occupied by an individual who bought it in February 2017.
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2811 CEDAR TRAIL LN, WINGATE, NC 28174-8235 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 13, 2017 · Amount on File |
| Deed Sale | Feb 13, 2017 · Amount on File |
| Deed Document Number | 20174065 |
| Deed Book / Page | 6876 / 61 |
| Prior Transfer Date | Sep 22, 2015 |
| Prior Transfer Doc | 0127000872 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Feb 13, 2017 |
| Property Address | 2811 CEDAR TRAIL LN, WINGATE, NC 28174-8235 |
| Document Number | 687661 |
| Book / Page | 006876 / 000061 |
| Instrument Date | Feb 13, 2017 |
| Instrument | 4065 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $399.80 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2811 CEDAR TRAIL LN MONROE NC 28110, MONROE, NC 28110 |
| Document Number | 687663 |
|---|---|
| Date | Feb 13, 2017 |
| Book Page | 006876/000063 |
| Instrument | 4066 |
| Name | TOWNEBANK MTG |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23451 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 12, 2047 |
| Document Number | 687680, |
|---|---|
| Date | Feb 13, 2017 |
| Book Page | 006876/000080 |
| Instrument | 4067 |
| Name | HOUSING FIN AGCY |
|---|---|
| Address | RALEIGH, NC 27611-8066 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Feb 12, 2032 |
The 2025 property tax bill for 2811 Cedar Trail Ln was $1,860.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $367,600 (-) Land $79,500 Building $288,100 | $367,600 (-) Land $79,500 Building $288,100 | |
| 2025 | $1,860.00 | $367,600 Land $79,500 Building $288,100 | $367,600 Land $79,500 Building $288,100 |
| 2023 | $1,499.00 | $228,900 Land $43,600 Building $185,300 | $228,900 Land $43,600 Building $185,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2811 Cedar Trail Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2811 Cedar Trail Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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