Dearborn County property record for 28109 Cedar Creek Dr, Sunman, IN 47041
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,886 sqft · built 1981 |
| Lot Size | 0.85 acres (37,026 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $333,800 (May 2025) |
| Tax Bill | $1,404 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage May 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 009-000637-00 |
| Primary APN | 009-000637-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,886 sqft Living Area |
| 1st Floor Area | 1,886 sqft |
| Basement Area | 616 sqft |
| Unfinished Basement | 616 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 37,026 sqft (0.85 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Account Number | 00000008802 |
|---|---|
| Street Address | 28109 CEDAR CREEK DR |
| City | SUNMAN |
| State | IN |
| Zip | 47041-8533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 31-34 CEDAR CREEK ESTATES LOT 34 7-7-2 0.85A |
| Legal Subdivision | CEDAR CREEK ESTATE |
| Legal Lot Number | 34 |
| Jurisdiction | DEARBORN IN |
| Township / Civil Division | JACKSON |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 80101 |
28109 Cedar Creek Dr is owned and occupied by two individuals who bought it in May 2025.
Source: Dearborn County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28109 CEDAR CREEK DR, SUNMAN, IN 47041-8533 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 2, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| May 29, 2025 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 29, 2025 · Amount on File |
| Deed Sale | May 29, 2025 · Amount on File |
| Deed Document Number | 20252784 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DEARBORN IN |
| Property Address | 28109 CEDAR CREEK DR, SUNMAN, IN 47041-8533 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 28109 CEDAR CREEK DR, SUNMAN, IN 47041-8533 |
| Document Number | 2026000623 |
|---|---|
| Date | Feb 2, 2026 |
| Instrument | 2026000623 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DEARBORN IN |
| Recording Date | May 29, 2025 |
| Property Address | 28109 CEDAR CREEK DR, SUNMAN, IN 47041-8533 |
| Document Number | 2025002784 |
| Instrument Date | May 23, 2025 |
| Instrument | 2025002784 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 28109 CEDAR CREEK DR, SUNMAN, IN 47041-8533 |
The 2025 property tax bill for 28109 Cedar Creek Dr was $1,404 with a homeowner's exemption, up 61.2% from the year before.
Source: Dearborn County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Dearborn County |
| County Subdivision | Jackson Township |
| Unified School District | Sunman-Dearborn Community School Corporation (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,404.00 (+61.19%) Homeowner's exemption | $147,400 (+18.11%) Land $28,800 Building $118,600 | $147,400 (+18.11%) Land $28,800 Building $118,600 |
| 2024 | $871.00 (-13.68%) Homeowner's exemption | $124,800 (-10.28%) Land $28,800 Building $96,000 | $124,800 (-10.28%) Land $28,800 Building $96,000 |
| 2023 | $1,009.00 (-8.61%) | $139,100 (-1.77%) Land $28,800 Building $110,300 | $139,100 (-1.77%) Land $28,800 Building $110,300 |
| 2022 | $1,104.00 | $141,600 Land $28,800 Building $112,800 | $141,600 Land $28,800 Building $112,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 28109 Cedar Creek Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 9, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28109 Cedar Creek Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Great Plains Communications Fiber | 1,000 / 1,000 |
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