Fort Bend County property record for 28107 Rippling Lake Ct, Katy, TX 77494
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,955 sqft · built 2017 |
| Lot Size | 0.301 acres (13,120 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $8,902 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage Jan 2022 Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | R448982 |
| Primary APN | R448982 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,955 sqft Living Area |
| 1st Floor Area | 2,453 sqft |
| 2nd Floor Area | 1,502 sqft |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 13,120 sqft (0.301 acres) |
| Garage Type | Attached |
| Garage Area | 838 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 547 sqft |
| Porch | Open Porch |
| Porch Area | 296 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R448982 |
|---|---|
| Street Address | 28107 RIPPLING LAKE CT |
| City | KATY |
| State | TX |
| Zip | 77494-7930 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRAILS OF KATY SEC 3, BLOCK 4, LOT 5 |
| Legal Subdivision | TRAILS OF KATY SEC 3 |
| Legal Block | 4 |
| Legal Lot Number | 5 |
| Jurisdiction | FORT BEND TX |
| Township / Civil Division | FULSHEAR-SIMONTON |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 673201 |
Source: Fort Bend County records, as of January 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 28107 RIPPLING LAKE CT, KATY, TX 77494-7930 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Jan 20, 2022 | Deed of Trust, Mortgage · Loan Assumption CHRISTOPHER FANS ANDERSEN |
| Jan 31, 2022 | |
| Dec 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Nov 30, 2017 | Grant Deed, Subdivision Related Transfer · VA Mortgage FIRST CHOICE LN SVCS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 31, 2022 |
| Deed Sale | Jan 31, 2022 |
| Prior Sale | Nov 30, 2017 |
| Deed Document Number | 2022014065 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORT BEND TX |
| Property Address | 28107 RIPPLING LAKE CT, KATY, TX 77494-7930 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0000032740 |
|---|---|
| Date | Mar 19, 2020 |
| Instrument | 2020032740 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 334 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORT BEND TX |
| Property Address | 28107 RIPPLING LAKE CT, KATY, TX 77494-7930 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2022 |
| Name | Verified Name |
|---|---|
| Address | 28107 RIPPLING LAKE CT, KATY, TX 77494-7930 |
| Document Number | 0000009532 |
|---|---|
| Date | Jan 20, 2022 |
| Instrument | 2022009532 |
| Name | CHRISTOPHER FANS ANDERSEN |
|---|---|
| Type | Private Party |
| Address | 2107 BLUE WATER BAY DR, KATY, TX 77494 |
| Type | Loan Assumption |
|---|---|
| Amount | Amount Recorded |
| Jurisdiction | FORT BEND TX |
|---|---|
| Recording Date | Jan 31, 2022 |
| Property Address | 28107 RIPPLING LAKE CT, KATY, TX 77494-7930 |
| Document Number | 0000014065 |
| Map Reference | FILE 2017131567 |
| Instrument Date | Jan 28, 2022 |
| Instrument | 2022014065 |
| Record Updated | Dec 20, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2107 BLUE WATER BAY DR, KATY, TX 77494-6224 |
| Name | Verified Name |
|---|---|
| Address | 28107 RIPPLING LAKE CT, KATY, TX 77494-7930 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORT BEND TX |
| Property Address | 28107 RIPPLING LAKE CT, KATY, TX 77494-7930 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000180183 |
|---|---|
| Date | Dec 17, 2020 |
| Instrument | 2020180183 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 326 Months |
| Due | Feb 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FORT BEND TX |
| Recording Date | Nov 30, 2017 |
| Property Address | 28107 RIPPLING LAKE CT, KATY, TX 77494-7930 |
| Document Number | 0000131567 |
| Instrument Date | Nov 29, 2017 |
| Instrument | 131567 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 28107 RIPPLING LAKE CT KATY TX 774947930, KATY, TX 77494-7930 |
| Document Number | 131568 |
|---|---|
| Date | Nov 30, 2017 |
| Instrument | 131568 |
| Name | FIRST CHOICE LN SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | EAST BRUNSWICK, NJ 08816 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 29, 2047 |
Source: Fort Bend County assessment roll, as of July 25, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Fort Bend County |
| Unified School District | Katy Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,902.00 (-46.33%) Homeowner's exemption | $683,491 (+8.04%) Land $125,307 Building $558,184 | $683,491 (-4.68%) Land $125,307 Building $558,184 |
| 2024 | $16,588.00 (+53.88%) Homeowner's exemption | $632,600 (-3.17%) Land $125,307 Building $591,761 | $717,068 (+9.75%) Land $125,307 Building $591,761 |
| 2023 | $10,780.00 (+41.12%) | $653,337 Land $88,358 Building $564,979 | $653,337 Land $88,358 Building $564,979 |
| 2018 | $7,639.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 500 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 500 in force |
| Nearby Flood Claims | 7 (2017–2024) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Apr 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILLOW POINT MUD serves 1,668 people · EPA ID TX0790550 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ezee Fiber Fiber | 8,000 / 8,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Skynet Fixed Wireless | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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