28107 Pepper Rd, Athens, AL 35613 Property Records

Limestone County property record for 28107 Pepper Rd, Athens, AL 35613

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,384 sqft
Lot Size0.7 acres (30,492 sqft)
Owner2 Individual Names on Record
Tax Bill$758 (2025)
Deeds & MortgagesMay 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN0901110000009002

Property Details

APN / Parcel Number

Primary APN0901110000009002
Alternative APNs
  • 10900124
  • 12921

Interior

Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area2,384 sqft Living Area
Upper Floors Area864 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Exterior MaterialVinyl
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area30,492 sqft (0.7 acres)
Lot Dimensions260 ft deep x 115 ft wide
Garage TypeAttached
Garage Area864 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area200 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number10900124
Street Address28107 PEPPER RD
CityATHENS
StateAL
Zip35613-6929
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOMM SW COR OF SEC 11 TH E 500TO POB CONT E 115 N 260 W 115S 260 TO POB IN SEC 11-3-3N
JurisdictionLIMESTONE AL
Township / Civil DivisionATHENS
Census Block Group1
Census Block1012
Census Tract20803

Owner

Source: Limestone County records, as of February 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address28107 PEPPER RD, ATHENS, AL 35613-6929
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLIMESTONE AL
Property Address28107 PEPPER RD, ATHENS, AL 35613-6929
Transaction TypeMortgage
Record UpdatedJun 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2022/47628
DateMay 27, 2022
Book Page2022/47628
Lender
NameREDSTONE FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 26, 2052
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Limestone County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyLimestone County
Unified School DistrictLimestone County School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$758.00 (+6.61%) Homeowner's exemption$26,040 (+2.2%)$260,300 (+2.2%) Land $33,900 Building $226,400
2024$711.00 (+6.44%) Homeowner's exemption$25,480 (+10.59%)$254,700 (+10.64%) Land $32,300 Building $222,400
2023$668.00 (+27.48%) Homeowner's exemption$23,040 (+26.32%)$230,200 (+26.34%) Land $32,300 Building $197,900
2022$524.00 Homeowner's exemption$18,240$182,200 Land $22,900 Building $159,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLIMESTONE COUNTY WATER & SEWER AUTH.
serves 90,900 people · EPA ID AL0000833
Water SourceSurface water
Last State InspectionDec 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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