28107 138th Ave E, Graham, WA 98338 Property Records

Pierce County property record for 28107 138th Ave E, Graham, WA 98338

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.75 ba · 4,077 sqft · built 2021
Lot Size	7.96 acres (346,738 sqft)
Owner	2 Individual Names on Record
Last Sale	$45,000 (Mar 2005)
Tax Bill	$5,337 (2025)
Deeds & Mortgages	Oct 2025 Construction Loan Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`898000-0-032`

Property Details

APN / Parcel Number

Primary APN	`898000-0-032`

Interior

Bedrooms	4 Beds
Full Baths	3.75 Baths
Half Baths	1 Half Bath
Building Area	4,077 sqft Living Area
Gross Area	2,828 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	346,738 sqft
Garage Type	Attached
Garage Area	1,628 sqft
Porch	Enclosed Porch
Storage Building	1,200 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	28107 138TH AVE E
City	GRAHAM
State	WA
Zip	98338-7485
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSR
Legal Description	SECTION 36 TOWNSHIP 18 RANGE 04 QUARTER 31 TANWAX JUNCTION GARDEN TRACTS: TANWAX JUNCTION GARDEN TRACTS TR 4 SEG G 5944 MS
Legal Range	04
Legal Township	18
Legal Section	36
Legal Subdivision	TANWAX JUNCTION GARDEN TRACTS
Legal Tract	4
Legal Lot Number	4
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	1
Census Block	1001
Census Tract	73119

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28107 138TH AVE E, GRAHAM, WA 98338-7485
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Deed of Trust, Mortgage · Construction Mortgage SECURITY NATIONAL MORTGAGE CO
Aug 12, 2019	Warranty Deed, Transfer · Conventional Mortgage QUALSTAR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2005 · Amount on Record
Deed Sale	Mar 29, 2005 · Amount on Record
Deed Document Number	2005428
Prior Transfer Date	Mar 25, 2005
Prior Transfer Doc	0000000428
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	28107 138TH AVE E, GRAHAM, WA 98338-7485
Transaction Type	Mortgage
Record Updated	Oct 24, 2025
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28107 138TH AVE E, GRAHAM, WA 98338-7485

Mortgage

Document Number	0010150448
Date	Oct 15, 2025
Instrument	202510150448

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84123

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	370 Months
Due	Aug 1, 2056

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Aug 12, 2019
Property Address	28107 138TH AVE E, GRAHAM, WA 98338-7485
Document Number	1908120585
Instrument Date	Aug 8, 2019
Instrument	201908120585
Transaction Type	Transfer
Record Updated	Aug 22, 2019
Title Company	CW TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,425.80
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18725 95TH AVENUE CT E PUYALLUP WA 983759627, PUYALLUP, WA 98375-9627

Mortgage

Document Number	1908120586
Date	Aug 12, 2019
Instrument	201908120586

Lender

Name	QUALSTAR CU
Type	Credit Union
Address	SEATTLE, WA 98134

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 11, 2049

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$475,200 (+10.61%) Land $230,200 Building $245,000	$475,200 (+10.61%) Land $230,200 Building $245,000
2025	$5,337.00 (+1.31%)
2024	$5,268.00 (+28.36%)	$429,600 (+23.63%) Land $213,100 Building $216,500	$429,600 (+23.63%) Land $213,100 Building $216,500
2023	$4,104.00	$347,500 Land $224,900 Building $122,600	$347,500 Land $224,900 Building $122,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2009 · Severe Winter Storm, Landslides, Mudslides, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
CenturyLink DSL	40 / 3

Cell Coverage

5G and 4G LTE (outdoors only)

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