28103 Gadwall Dr, Katy, TX 77494 Property Records

Fort Bend County property record for 28103 Gadwall Dr, Katy, TX 77494

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 4,240 sqft · built 2006
Lot Size0.306 acres (13,324 sqft)
Owner2 Individual Names on File
Last Sale$975,555 (Sep 2025)
Tax Bill$9,591 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Sep 2025 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APNR328823

Property Details

APN / Parcel Number

Primary APNR328823
Alternative APN
  • 3105-01-003-0310-914

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,240 sqft Living Area
1st Floor Area2,419 sqft
2nd Floor Area1,821 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialBrick Veneer
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,324 sqft (0.306 acres)
View / LotCorner
Garage TypeDetached
Garage Area672 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area414 sqft
PorchOpen Porch
Porch Area415 sqft
Patio Area250 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address28103 GADWALL DR
CityKATY
StateTX
Zip77494-8353
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFIRETHORNE SEC 1, BLOCK 3, LOT 31
Legal SubdivisionFIRETHORNE SEC 1
Legal Block3
Legal Lot Number31
JurisdictionFORT BEND TX
Township / Civil DivisionFULSHEAR-SIMONTON
Census Block Group2
Census Block2047
Census Tract673201

Owner

Source: Fort Bend County records · APN R328823

Assessment roll updated September 2, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address28103 GADWALL DR, KATY, TX 77494-8353
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

DateDocument
Feb 02, 2021Deed of Trust, Mortgage · Conventional Mortgage
NATIONS RELIABLE LENDING LLC
Sep 16, 2025Vendor's Lien, Transfer · Conventional Mortgage
CMG MORTGAGE INC
May 02, 2023Vendor's Lien, Transfer · Conventional Mortgage
TOMO MORTGAGE LLC
Apr 24, 2020Deed of Trust, Mortgage
NATIONS RELIABLE LNDG
Feb 19, 2019Warranty Deed, Transfer
NATIONS RELIABLE LNDG
May 05, 2017Vendor's Lien, Transfer · Conventional Mortgage
GIBRALTAR MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 16, 2025 · Amount on Record
Deed SaleSep 16, 2025 · Amount on Record
Prior SaleFeb 19, 2019 · Amount on Record
Deed Document Number202595594
Prior Transfer DateFeb 15, 2019
Prior Transfer Doc0000016075
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORT BEND TX
Property Address28103 GADWALL DR, KATY, TX 77494-8353
Transaction TypeMortgage
Record UpdatedOct 16, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000017184
DateFeb 02, 2021
Instrument2021017184
Lender
NameNATIONS RELIABLE LENDING LLC
TypeMortgage Company
AddressHOUSTON, TX 77027
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueFeb 01, 2041

September 2025: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionFORT BEND TX
Recording DateSep 16, 2025
Property Address28103 GADWALL DR, KATY, TX 77494-8353
Document Number0000095594
Map ReferencePL NO 20040234
Instrument DateSep 12, 2025
Instrument2025095594
Transaction TypeTransfer
Record UpdatedOct 16, 2025
Title CompanyFONTIER TITLE COMPANY WH LLC, FRONTIER TITLE CO WH LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address28103 GADWALL DR, KATY, TX 77494-8353

Mortgage

Document Number0000095595
DateSep 16, 2025
Instrument2025095595
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055

May 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionFORT BEND TX
Recording DateMay 02, 2023
Property Address28103 GADWALL DR, KATY, TX 77494-8353
Document Number0000039995
Map ReferencePL 20040234
Instrument DateApr 28, 2023
Instrument2023039995
Transaction TypeTransfer
Record UpdatedOct 02, 2025
Title CompanyFIDELITY NATIONAL TITLE PAH, FIDELITY NATL TTL LAKE HOUST

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address28103 GADWALL DR, KATY, TX 77494-8353

Mortgage

Document Number0000039994
DateMay 02, 2023
Instrument2023039994
Lender
NameTOMO MORTGAGE LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2053

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORT BEND TX
Property Address28103 GADWALL DR, KATY, TX 77494-8353
Document Number0000048546
Instrument DateApr 24, 2020
Transaction TypeMortgage
Record UpdatedJun 04, 2020
Title CompanyTEXAS AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address28103 GADWALL DR KATY TX 774948353, KATY, TX 77494-8353

Mortgage

Document Number0000048546
DateApr 30, 2020
Instrument48546
Lender
NameNATIONS RELIABLE LNDG
AddressHOUSTON, TX 77027
Agreement
AmountAmount Recorded
Term240 Months
DueApr 29, 2040

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFORT BEND TX
Recording DateFeb 19, 2019
Property Address28103 GADWALL DR, KATY, TX 77494-8353
Document Number0000016075
Instrument DateFeb 15, 2019
Instrument16075
Transaction TypeTransfer
Record UpdatedMar 05, 2019
Title CompanyTEXAS AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address28103 GADWALL DR KATY TX 774948353, KATY, TX 77494-8353

Mortgage

Document Number16076
DateFeb 19, 2019
Instrument16076
Lender
NameNATIONS RELIABLE LNDG
AddressHOUSTON, TX 77098
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 18, 2049

May 2017: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionFORT BEND TX
Recording DateMay 05, 2017
Property Address28103 GADWALL DR, KATY, TX 77494-8353
Document Number0000048979
Map ReferencePL20040234
Instrument DateMay 01, 2017
Instrument2017048979
Transaction TypeTransfer
Record UpdatedJan 27, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address28103 GADWALL DR, KATY, TX 77494-8353

Mortgage

Document Number0000048980
DateMay 05, 2017
Instrument2017048980
Lender
NameGIBRALTAR MORTGAGE SERVICES LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2047

Tax Assessment & Valuation

Source: Fort Bend County records · Assessment roll updated September 2, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateTexas
CountyFort Bend County
Unified School DistrictKaty Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,591.00 (-40.41%) Homeowner's exemption$766,858 (-0.45%) Land $129,266 Building $637,592$766,858 (-0.45%) Land $129,266 Building $637,592
2024$16,096.00 (+119.29%) Homeowner's exemption$770,290 (+33.9%) Land $129,266 Building $641,024$770,290 (+4.46%) Land $129,266 Building $641,024
2023$7,340.00 (+34.6%) Homeowner's exemption$575,267 Land $99,435 Building $637,994$737,429 Land $99,435 Building $637,994
2018$5,453.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fort Bend County (48157C), as of August 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481576732012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 500 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies500 in force
Nearby Flood Claims7 (2017–2024)
Claims Outside the SFHA3 of 7
Most Recent ClaimApr 2024 · rainfall accumulation
Claims by Event
  • Hurricane Harvey, Aug 2017 · 5 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Ezee Fiber Texas
Fiber
8,000 / 8,000
Consolidated Communications
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Stratosnet Technologies
Fixed Wireless
100 / 50

May also be available: Radiate Holdings.

Based on FCC filings for 507 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system TX0790443, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemFORT BEND COUNTY MUD 151
serves 10,233 people
Water SourceGroundwater
Last State InspectionOct 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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