28103 Carmel Valley, Boerne, TX 78015 Property Records

Bexar County property record for 28103 Carmel Valley, Boerne, TX 78015

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,530 sqft · built 2009
Lot Size	0.245 acres (10,672 sqft)
Owner	2 Company Names on Record
Last Sale	$485,500 (Feb 2019)
Tax Bill	$10,325 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Feb 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04709-980-0290`

Property Details

APN / Parcel Number

Primary APN	`04709-980-0290`
Alternative APN	`1142764`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,530 sqft Living Area
Gross Area	4,200 sqft
1st Floor Area	2,698 sqft
2nd Floor Area	832 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Contemporary
Exterior Material	Combination
Roof Material	Asphalt
Lot Area	10,672 sqft (0.245 acres)
Garage Type	Attached
Garage Area	670 sqft
Parking Spaces	2 Parking Spaces
Pool Area	312 sqft
Porch	Open Porch
Porch Area	281 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	28103 CARMEL VLY
City	BOERNE
State	TX
Zip	78015-4858
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CB 4709Q (NAPA OAKS UT-1), BLOCK 80 LOT 29 2010- NEW PER PLAT 9609/87-110 FILED 11-30-2009 & 2010- RESURVEY TO .2450 PER DEED 14280/566. JF/GIS/1-27-2010
Legal Subdivision	CB 4709Q (NAPA OAKS UT-1)
Legal Tract	29
Legal Block	80
Legal Lot Number	29
Jurisdiction	BEXAR TX
Township / Civil Division	SAN ANTONIO NORTH
Census Block Group	1
Census Block	1013
Census Tract	182101

Owner

Source: Bexar County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	28103 CARMEL VLY, BOERNE, TX 78015-4858
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 19, 2019	Warranty Deed, Transfer CALIBER HM LOANS
Mar 16, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage PENTAGON FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2019 · Amount on Record
Deed Sale	Feb 19, 2019 · Amount on Record
Prior Sale	Mar 16, 2018 · Amount on Record
Deed Document Number	201928183
Last Transfer Date	Aug 21, 2024
Transfer Doc	0000152611
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEXAR TX
Property Address	28103 CARMEL VLY, BOERNE, TX 78015-4858
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000267970
Date	Sep 27, 2021
Instrument	20210267970

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEXAR TX
Recording Date	Feb 19, 2019
Property Address	28103 CARMEL VLY, BOERNE, TX 78015-4858
Document Number	0000028183
Instrument Date	Feb 15, 2019
Instrument	28183
Transaction Type	Transfer
Record Updated	Mar 1, 2019
Title Company	SECURITY SERVICES TITLE COMPANY, SECURITY SVC TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	28103 CARMEL VLY BOERNE TX 780154858, BOERNE, TX 78015-4858

Mortgage

Document Number	28184
Date	Feb 19, 2019
Instrument	28184

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 18, 2049

March 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEXAR TX
Recording Date	Mar 16, 2018
Property Address	28103 CARMEL VLY, BOERNE, TX 78015-4858
Document Number	0000048814
Book / Page	19039 / 0241
Map Reference	VOL9609 PG87
Instrument Date	Mar 7, 2018
Instrument	20180048814
Transaction Type	Transfer
Record Updated	Dec 27, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28103 CARMEL VLY, BOERNE, TX 78015-4858

Mortgage

Document Number	0000048815
Date	Mar 16, 2018
Instrument	20180048815

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2033

Tax Assessment & Valuation

Source: Bexar County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bexar County
Unified School District	Boerne Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,325.00 (+129.24%) Homeowner's exemption	$689,200 (+2.21%) Land $103,630 Building $585,570	$689,200 (+2.21%) Land $103,630 Building $585,570
2024	$4,504.00 (+5.93%) Homeowner's exemption	$674,310 (-1.62%) Land $103,630 Building $570,680	$674,310 (-1.62%) Land $103,630 Building $570,680
2023	$4,252.00 (-57.21%) Homeowner's exemption	$685,430 Land $103,630 Building $581,800	$685,430 Land $103,630 Building $581,800
2022	$9,937.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN ANTONIO WATER SYSTEM serves 2,643,729 people · EPA ID TX0150018
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GVTC, VTX Communications.

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