2810 Thomas Dr, Cape Girardeau, MO 63701 Property Records

Cape Girardeau County property record for 2810 Thomas Dr, Cape Girardeau, MO 63701

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,569 sqft · built 1972
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Nov 2021)
Tax Bill	$1,661 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`159100004005000000`

Property Details

APN / Parcel Number

Primary APN	`159100004005000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,569 sqft Living Area
Basement Area	1,569 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Brick
Construction Type	Frame
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	120 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2810 THOMAS DR
City	CAPE GIRARDEAU
State	MO
Zip	63701-2138
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLK 1 HILDALE ESTATES SECOND SUBD 07/21
Legal Range	13E
Legal Township	31S
Legal Section	26
Legal Subdivision	HILDALE ESTATES
Legal Block	1
Legal Lot Number	3
Jurisdiction	CAPE GIRARDEAU MO
Township / Civil Division	CAPE GIRARDEAU
Census Block Group	1
Census Block	1038
Census Tract	881200

Owner

2810 Thomas Dr is owned and occupied by two individuals who bought it in November 2021.

Source: Cape Girardeau County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2810 THOMAS DR, CAPE GIRARDEAU, MO 63701-2138
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Warranty Deed, Transfer · Conventional Mortgage ALLIANCE BANK
Aug 5, 2021	Warranty Deed, Transfer · Conventional Mortgage BANK OF ADVANCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2021 · Amount on File
Deed Sale	Nov 29, 2021 · Amount on File
Prior Sale	Aug 5, 2021 · Amount on File
Deed Document Number	202115796
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAPE GIRARDEAU MO
Recording Date	Nov 29, 2021
Property Address	2810 THOMAS DR, CAPE GIRARDEAU, MO 63701-2138
Document Number	0202115796
Map Reference	PB 7 PG 21
Instrument Date	Nov 29, 2021
Instrument	2021-15796
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2810 THOMAS DR, CAPE GIRARDEAU, MO 63701-2138

Mortgage

Document Number	0202115797
Date	Nov 29, 2021
Instrument	2021-15797

Lender

Name	ALLIANCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Type Change Date	Dec 1, 2026
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	6.25%
Index	1-Year CMT

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAPE GIRARDEAU MO
Recording Date	Aug 5, 2021
Property Address	2810 THOMAS DR, CAPE GIRARDEAU, MO 63701-2138
Document Number	0202110554
Map Reference	PB 7 PG 21
Instrument Date	Jul 29, 2021
Instrument	2021-10554
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	123 CANAAN LN, CAPE GIRARDEAU, MO 63701-9841

Mortgage

Document Number	0202110555
Date	Aug 5, 2021
Instrument	2021-10555

Lender

Name	BANK OF ADVANCE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2810 Thomas Dr was $1,661.

Source: Cape Girardeau County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Cape Girardeau County
Municipality	Cape Girardeau City
Unified School District	Cape Girardeau 63 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$31,820 (-) Land $2,650 Building $29,170	$167,470 (-) Land $13,934 Building $153,536
2025	$1,661.00	$31,820 Land $2,650 Building $29,170	$167,470 Land $13,934 Building $153,536
2023	$1,574.00	$30,300 Land $2,520 Building $27,780	$159,495 Land $13,270 Building $146,225

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2810 Thomas Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 19, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1986)
Most Recent Claim	May 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2810 Thomas Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAPE GIRARDEAU PWS serves 39,941 people · EPA ID MO4010136
Water Source	Groundwater
Last State Inspection	May 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Big River Broadband, Verizon, Wisper ISP.

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