2810 Saint James Ln, Melbourne, FL 32935 Property Records

Brevard County property record for 2810 Saint James Ln, Melbourne, FL 32935

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,564 sqft · built 1996
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Jun 2025)
Tax Bill	$1,904 (2025)
Deeds & Mortgages	Jul 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`27-37-07-02-*-17`

Property Details

APN / Parcel Number

Primary APN	`27-37-07-02-*-17`
Alternative APNs	`27-37-07-02-00000.0-0017.00` `2734859`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,564 sqft Living Area
Gross Area	2,152 sqft
1st Floor Area	1,564 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2013
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	103 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	400 sqft
Porch	Enclosed/Unfinished Porch
Porch Area	188 sqft
Patio Area	61 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2734859
Street Address	2810 SAINT JAMES LN
City	MELBOURNE
State	FL
Zip	32935-3601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	JAMES LANDING P.U.D. TRACT B-2 LOT 17
Legal Range	37E
Legal Township	27S
Legal Section	07
Legal Subdivision	JAMES LANDING P.U.D. TRACT B-2
Legal Tract	B-2
Legal Lot Number	17
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	1
Census Block	1002
Census Tract	64123

Owner

2810 Saint James Ln is owned and occupied by two individuals who bought it in June 2025.

Source: Brevard County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2810 SAINT JAMES LN, MELBOURNE, FL 32935-3601
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2025 · Amount on File
Deed Sale	Jun 25, 2025 · Amount on File
Prior Sale	Jul 28, 2015 · Amount on File
Deed Document Number	2025127256
Deed Book / Page	10368 / 428
Prior Transfer Date	Dec 7, 2012
Prior Transfer Doc	0067610001
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	2810 SAINT JAMES LN, MELBOURNE, FL 32935-3601
Document Number	0084981049
Instrument Date	Jul 2, 2019
Transaction Type	Mortgage
Record Updated	Aug 19, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2810 SAINT JAMES LN MELBOURNE FL 329353601, MELBOURNE, FL 32935-3601

Mortgage

Document Number	0084981049
Date	Jul 29, 2019
Book Page	008498/001049
Instrument	163198

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 28, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2810 Saint James Ln was $1,904, up 6.4% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$275,940 (+66.56%)	$275,940 (-6.76%)
2025	$1,904.00 (+6.43%)	$165,670	$295,940
2024	$1,789.00 (-5.14%)
2023	$1,886.00 (+4.03%) Homeowner's exemption Senior Citizen's exemption Widower's exemption	$156,330 (+3%)	$283,480 (+7.19%) Land $75,000 Building $208,480
2022	$1,813.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption	$151,780	$264,460 Land $60,000 Building $204,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2810 Saint James Ln in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 67 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	67 in force
Nearby Flood Claims	9 (1995–2022)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Tropical Storm Fay, Aug 2008 · 4 claims Hurricane Erin, Aug 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2810 Saint James Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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