2810 Ryan Dr, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 2810 Ryan Dr, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,500 sqft · built 1982
Lot Size	0.217 acres (9,450 sqft)
Owner	2 Individual Names on File
Last Sale	$355,000 (Jul 2026)
Tax Bill	$3,448 (2025)
Deeds & Mortgages	Jul 2026 Sale Jul 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8914-10-427-003`

Property Details

APN / Parcel Number

Primary APN	`8914-10-427-003`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,500 sqft Living Area
1st Floor Area	720 sqft
Basement Area	720 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Metal
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,450 sqft (0.217 acres)
Lot Dimensions	126 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	72 sqft
Deck Area	288 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2810 RYAN DR
City	CEDAR FALLS
State	IA
Zip	50613-6646
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ABRAHAM 1ST ADDITION LOT 15
Legal Range	14W
Legal Township	89N
Legal Section	10
Legal Subdivision	ABRAHAM 1ST ADDITION
Legal Lot Number	15
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	3
Census Block	3011
Census Tract	2605

Owner

2810 Ryan Dr is owned and occupied by two individuals who bought it in July 2026.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2810 RYAN DR, CEDAR FALLS, IA 50613-6646
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Warranty Deed, Transfer BLACK HAWK COUNTY ABSTRACT
Jul 1, 2026	Deed of Trust, Mortgage · Line of Credit VERIDIAN CREDIT UNION
Jun 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANKIOWA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2026 · Amount on File
Deed Sale	Jul 15, 2026 · Amount on File
Prior Sale	Jan 13, 2014 · Amount on File
Deed Document Number	202610580
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jul 15, 2026
Property Address	2810 RYAN DR, CEDAR FALLS, IA 50613-6646
Document Number	0000010580
Instrument Date	Jul 13, 2026
Instrument	202610580
Transaction Type	Transfer
Record Updated	Jul 21, 2026
Title Company	BLACK HAWK COUNTY ABSTRACT

Transaction

Amount	Amount on Record
Tax	$57,287.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2810 RYAN DR, CEDAR FALLS, IA 50613-6646

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Recording Date	Jul 1, 2026
Property Address	2810 RYAN DR, CEDAR FALLS, IA 50613-6646
Document Number	0000009868
Instrument Date	Jun 24, 2026
Instrument	20269868
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2810 RYAN DR, CEDAR FALLS, IA 50613-6646

Mortgage

Document Number	0000009868,
Date	Jul 1, 2026
Instrument	20269868

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	24 Months
Due	Jul 1, 2028

Interest

Rate	6.53%
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2810 RYAN DR, CEDAR FALLS, IA 50613-6646
Transaction Type	Mortgage
Record Updated	Jul 9, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000022699
Date	Jun 23, 2020
Instrument	202000022699

Lender

Name	BANKIOWA
Type	Bank
Address	INDEPENDENCE, IA 50644

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 2810 Ryan Dr was $3,448 with a homeowner's exemption, up 3.5% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,448.00 (+3.54%) Homeowner's exemption	$240,530 Land $40,010 Building $200,520	$240,530 Land $40,010 Building $200,520
2024	$3,330.00
2023		$214,100 (+20.2%) Land $40,010 Building $174,090	$214,100 Land $40,010 Building $174,090
2022	$3,124.00 Homeowner's exemption	$178,120 Land $40,010 Building $138,110
2021			$178,120 Land $40,010 Building $138,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2810 Ryan Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2810 Ryan Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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