2810 Ravines Rd, Middleburg, FL 32068 Property Records

Clay County property record for 2810 Ravines Rd, Middleburg, FL 32068 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 1996
Square Footage	2,451 sqft Living Area
Lot Size	24,959 sqft (0.573 acres)
Occupancy	Owner Occupied
Last Sale	$270,000 (2009)
Tax Bill	$2,255.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`13-05-24-021388-012-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Building Area	2,451 sqft Living Area
Gross Area	3,330 sqft Gross Area
1st Floor	2,451 sqft 1st Floor
Basement Area	96 sqft Basement
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1996
Exterior Material	Brick Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	24,959 sqft (0.573 acres)
Depth X Width	210 ft x 119 ft Depth x Width
Garage Type	Attached Garage
Garage Area	576 sqft Garage
Deck Area	200 sqft Deck
Patio Area	212 sqft Patio
Porch Area	225 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	2810 RAVINES RD
City	MIDDLEBURG
State	FL
Zip	32068-5728
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 10 RAVINES AS REC OR 3152 PG 2074
Legal Range	24E
Legal Township	05S
Legal Section	13
Legal Subdivision	RAVINES
Legal Lot Number	10
Jurisdiction	CLAY FL
Minor Civil Division	PENNEY FARMS
Census Blockgroup	1
Census Block	1000
Census Tract	31203

Owner

Source: Clay County records · APN 13-05-24-021388-012-00

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2810 RAVINES RD, MIDDLEBURG, FL 32068-5728
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 19, 2009 · Amount on Record
Deed Sale	Oct 19, 2009 · Amount on Record
Prior Sale	Nov 23, 2005 · Amount on Record
Deed Doc Number	200953044
Deed Book / Page	3152 / 2074
Record Refreshed	Jun 08, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	2810 RAVINES RD, MIDDLEBURG, FL 32068-5728
Document Number	0043390652
Instrument Date	Aug 04, 2020
Transaction Type	Mortgage
Record Updated	Aug 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	2810 RAVINES RD MIDDLEBURG FL 320685728, MIDDLEBURG, FL 32068-5728

Mortgage

Document Number	0043390652
Date	Aug 10, 2020
Book Page	004339/000652
Instrument	40300

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 09, 2050

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,369.00 (+5.06%) Homeowner's exemption Veteran's exemption	$200,515 (+5.99%)	$377,025 (+6.08%) Land $50,000 Building $327,025
2024	$2,255.00 (-10.55%)
2023	$2,521.00 (+8.29%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$189,189 (+3%)	$355,411 (+12.98%) Land $50,000 Building $305,411
2022	$2,328.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$183,679	$314,580 Land $50,000 Building $264,580

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Moderate above 49% of the US · above 19% of Florida
Wildfire Likelihood	About 1 in 1,087 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.