Hamilton County property record for 2810 Nile Rd, Chattanooga, TN 37421
| Property Type | Rural Home |
|---|---|
| Details | 3 ba · 2,396 sqft · built 1974 |
| Lot Size | 0.293 acres (12,800 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $370,000 (Oct 2024) |
| Tax Bill | $1,522 (2025) |
| Deeds & Mortgages | Aug 2022 Second Mortgage Oct 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 150H K 011 |
| Primary APN | 150H K 011 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,396 sqft Living Area |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,800 sqft (0.293 acres) |
| Lot Dimensions | 128 ft deep x 100 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000085654 |
|---|---|
| Old Parcel Number | 150H K011 |
| Street Address | 2810 NILE RD |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37421-5013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RR |
| Legal Description | LOT 221 YORKTOWN WOODS SUB UNIT 5 PB 29 PG 33 |
| Legal Subdivision | YORKTOWN WOODS UNIT |
| Legal Lot Number | 221 |
| Legal Unit | 5 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 7 |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 11314 |
Source: Hamilton County records, as of January 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2810 NILE RD, CHATTANOOGA, TN 37421-5013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 3, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage EASTMAN CU |
| Oct 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage EASTMAN CU |
| Oct 17, 2024 | Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO |
| Aug 2, 2018 | Warranty Deed, Transfer · Conventional with PMI MOVEMENT MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 17, 2024 · Amount on Record |
| Deed Sale | Oct 17, 2024 · Amount on Record |
| Prior Sale | Aug 2, 2018 · Amount on Record |
| Deed Document Number | 2024101700165 |
| Deed Book / Page | 13735 / 776 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 2810 NILE RD, CHATTANOOGA, TN 37421-5013 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Title Company | TITLE INSURANCE COMPANY OF MIN, TITLE INSURANCE CO OF ATHENS |
| Name | Verified Name |
|---|
| Document Number | 0000000080 |
|---|---|
| Date | Aug 3, 2022 |
| Book Page | 13047/919 |
| Instrument | 2022080300080 |
| Name | EASTMAN CU |
|---|---|
| Type | Credit Union |
| Address | KINGSPORT, TN 37660 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 15, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 2810 NILE RD, CHATTANOOGA, TN 37421-5013 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000180 |
|---|---|
| Date | Oct 12, 2021 |
| Book Page | 12687/883 |
| Instrument | 2021101200180 |
| Name | EASTMAN CU |
|---|---|
| Type | Credit Union |
| Address | KINGSPORT, TN 37660 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Oct 17, 2024 |
| Property Address | 2810 NILE RD, CHATTANOOGA, TN 37421-5013 |
| Document Number | 0000000165 |
| Book / Page | 13735 / 776 |
| Map Reference | MB 29 PG 33 |
| Instrument Date | Oct 11, 2024 |
| Instrument | 2024101700165 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2026 |
| Title Company | CORNERSTONE TITLE GROUPE LLC, CORNERSTONE TITLE OF TN LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,369.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2810 NILE RD, CHATTANOOGA, TN 37421-5013 |
| Document Number | 0000000166 |
|---|---|
| Date | Oct 17, 2024 |
| Instrument | 2024101700166 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Aug 2, 2018 |
| Property Address | 2810 NILE RD, CHATTANOOGA, TN 37421-5013 |
| Document Number | 0802000160 |
| Book / Page | 011417 / 000493 |
| Instrument Date | Aug 1, 2018 |
| Instrument | 180802000160 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2018 |
| Title Company | FILE FIRST CHOICE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $795.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 2810 NILE RD CHATTANOOGA TN 374215013, CHATTANOOGA, TN 37421-5013 |
| Document Number | 802000161 |
|---|---|
| Date | Aug 2, 2018 |
| Book Page | 011417/000495 |
| Instrument | 180802000161 |
| Name | MOVEMENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | INDIAN LAND, SC 29707 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2048 |
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,522.00 (+8.33%) | $100,475 (+59.93%) | $401,900 (+59.93%) Land $70,000 Building $331,900 |
| 2024 | $1,405.00 (-0.64%) | $62,825 (-) | $251,300 (-) Land $50,000 Building $201,300 |
| 2023 | $1,414.00 | $62,825 | $251,300 Land $50,000 Building $201,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 49% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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