Emmet County property record for 2810 McDougal Rd, Petoskey, MI 49770 · Last verified July 2026
| Property Type | Commercial > Retail |
|---|---|
| Lot Size | 830,689 sqft (19 acres) |
| Tax Bill | $5,608.00 (2024) |
| Primary APN | 01-19-17-400-026 |
|---|
| Fire Resistance Class | Buildings having fireproofed structural steel frames carrying all wall, floor and roof loads. Wall, floor and roof structures are built of non-combustible materials. |
|---|---|
| Lot Area | 830,689 sqft (19 acres) |
| Street Address | 2810 MCDOUGAL RD |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Retail |
| Legal Description | SE 1/4 OF SE 1/4 OF SECTION 17, E OF RR. EXC THERFROM: COM AT SE COR OF SEC, TH ALG E LN OF SD SEC, N00?01?55?E 370.98 FT FOR |
| Jurisdiction | EMMET MI |
| Minor Civil Division | BEAR CREEK |
| Census Blockgroup | 3 |
| Census Block | 3032 |
| Census Tract | 970700 |
Source: Emmet County records · APN 01-19-17-400-026
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2802 MCDOUGAL RD, PETOSKEY, MI 49770-9597 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 17, 2025 | Deed of Trust, Mortgage CITIZENS NATIONAL BANK OF CHEB |
| Sep 17, 2025 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK OF CHEBOYGAN |
| Dec 09, 2020 | Quit Claim Deed, Transfer Quitclaim Document |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Dec 07, 2020 |
| Transfer Doc | 001227/852 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 2810 MCDOUGAL RD, PETOSKEY, MI 49770-9597 |
| Transaction Type | Mortgage |
| Record Updated | Oct 06, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2810 MCDOUGAL RD, PETOSKEY, MI 49770-9597 |
| Document Number | 0000001269/0000000931 |
|---|---|
| Date | Sep 17, 2025 |
| Book Page | 0000001269/0000000931 |
| Instrument | 5222963 |
| Name | CITIZENS NATIONAL BANK OF CHEB |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 2810 MCDOUGAL RD, PETOSKEY, MI 49770-9597 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2810 MCDOUGAL RD, PETOSKEY, MI 49770-9597 |
| Document Number | 0000001269/0000000931 |
|---|---|
| Date | Sep 17, 2025 |
| Book Page | 0000001269/0000000931 |
| Instrument | 5222963 |
| Name | CITIZENS NATIONAL BANK OF CHEBOYGAN |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Dec 09, 2020 |
| Property Address | 2810 MCDOUGAL RD, PETOSKEY, MI 49770-9597 |
| Document Number | 001227/852 |
| Book / Page | 1227 / 852 |
| Instrument Date | Dec 07, 2020 |
| Instrument | 5180801 |
| Transaction Type | Transfer |
| Record Updated | Mar 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2802 MCDOUGAL RD, PETOSKEY, MI 49770-9597 |
Source: Emmet County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Bear Creek Township |
| Unified School District | Public Schools of Petoskey (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $262,900 (+13.81%) Land $262,900 | $525,800 (+13.81%) Land $525,800 | |
| 2025 | $231,000 (+33.06%) Land $231,000 | $462,000 (+33.06%) Land $462,000 | |
| 2024 | $5,608.00 | ||
| 2023 | $173,600 Land $173,600 | $347,200 Land $347,200 |
2810 McDougal Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Emmet County (26047C), updated May 31, 2022
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 52nd in Michigan |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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