2810 E Elm Cir, Katy, TX 77493 Property Records

Harris County property record for 2810 E Elm Cir, Katy, TX 77493

Property Summary

Property Type	Single Family Home
Details	4 bd · 6 ba · 5,529 sqft · built 1984
Lot Size	1.28 acres (55,780 sqft)
Owner	Individual Name on File
Last Sale	$550,000 (Jan 2019)
Tax Bill	$13,253 (2025)
Deeds & Mortgages	Jan 2026 Second Mortgage Nov 2025 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`114-953-000-0028`

Property Details

APN / Parcel Number

Primary APN	`114-953-000-0028`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	27 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	5,529 sqft Living Area
1st Floor Area	2,684 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Frame
Lot Area	55,780 sqft (1.28 acres)
View / Lot	Flood Plain
Garage Area	704 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Open Frame Porch
Porch Area	836 sqft
Patio Area	1,640 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1149530000028
Street Address	2810 E ELM CIR
City	KATY
State	TX
Zip	77493-1144
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 28 & 29 PINE FOREST SEC 2
Legal Subdivision	PINE FOREST SEC 2
Legal Block	1
Legal Lot Number	28,29
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1011
Census Tract	542800

Owner

Source: Harris County assessment roll, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2810 E ELM CIR, KATY, TX 77493-1144
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FROST BANK
Nov 17, 2025	Deed of Trust, Mortgage BRITTANY LYNN WILLIAMS
Dec 1, 2020	Deed of Trust, Mortgage SENTE MTG
Jan 28, 2019	Warranty Deed, Transfer HANCOCK WHITNEY BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 28, 2019 · Amount on Record
Deed Sale	Jan 28, 2019 · Amount on Record
Prior Sale	May 14, 2015
Deed Document Number	201935492
Prior Transfer Date	Jun 5, 2012
Prior Transfer Doc	0000419156
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	2810 E ELM CIR, KATY, TX 77493-1144
Transaction Type	Mortgage
Record Updated	Jan 22, 2026
Title Company	SELECTITLE LLC, SELECT TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2810 E ELM CIR, KATY, TX 77493-1144

Mortgage

Document Number	0000012997
Date	Jan 13, 2026
Instrument	2026-12997

Lender

Name	FROST BANK
Type	Bank
Address	SAN ANTONIO, TX 78296

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	2810 E ELM CIR, KATY, TX 77493-1144
Transaction Type	Mortgage
Record Updated	Dec 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2810 E ELM CIR, KATY, TX 77493-1144

Mortgage

Document Number	0000453843
Date	Nov 17, 2025
Instrument	2025-453843

Lender

Name	BRITTANY LYNN WILLIAMS
Type	Private Party
Address	209 CARUTHERS LN, HOUSTON, TX 77024

Agreement

Amount	Amount Recorded

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	2810 E ELM CIR, KATY, TX 77493-1144
Document Number	0000599644
Instrument Date	Dec 1, 2020
Transaction Type	Mortgage
Record Updated	Dec 16, 2020
Title Company	MONARCH TITLE/TX

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2810 E ELM CIR KATY TX 774931144, KATY, TX 77493-1144

Mortgage

Document Number	0000599644
Date	Dec 8, 2020
Instrument	599644

Lender

Name	SENTE MTG
Type	Mortgage Company
Address	AUSTIN, TX 78746

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 7, 2050

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Jan 28, 2019
Property Address	2810 E ELM CIR, KATY, TX 77493-1144
Document Number	0000035492
Instrument Date	Jan 28, 2019
Instrument	35492
Transaction Type	Transfer
Record Updated	Feb 5, 2019
Title Company	ALLEGIANCE TITLE COMPANY, ALLEGIANCE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2810 E ELM CIR KATY TX 774931144, KATY, TX 77493-1144

Mortgage

Document Number	35493
Date	Jan 28, 2019
Instrument	35493

Lender

Name	HANCOCK WHITNEY BK
Address	GULFPORT, MS 39502

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 27, 2049

Tax Assessment & Valuation

Source: Harris County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	Katy City
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,253.00 (-7.71%) Homeowner's exemption	$755,897 (-11.66%) Land $149,184 Building $606,713	$755,897 (-11.66%) Land $149,184 Building $606,713
2024	$14,360.00 (-19.49%)
2023		$855,681 Land $140,103 Building $715,578	$855,681 Land $140,103 Building $715,578
2022	$17,836.00 (+32.91%)
2020	$13,420.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 259 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	259 in force
Nearby Flood Claims	170 (1987–2017)
Claims Outside the SFHA	64 of 170
Most Recent Claim	Sep 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Sep 2017 · 105 claims Severe Storms And Flooding, Apr 2016 · 51 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KATY serves 25,253 people · EPA ID TX1010017
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Consolidated Communications DSL · Fiber in parts of the area	250 / 40
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Hotwire Communications.

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