2810 94th St E, Palmetto, FL 34221 Property Records

Manatee County property record for 2810 94th St E, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,618 sqft · built 2005
Lot Size	0.163 acres (7,085 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Jan 2021)
Tax Bill	$3,530 (2024)
Deeds & Mortgages	Jul 2022 Line of Credit Sep 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`6295-0355-9`

Property Details

APN / Parcel Number

Primary APN	`6295-0355-9`
Alternative APNs	`331819629503559` `0629503559`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,618 sqft Living Area
Gross Area	2,116 sqft
1st Floor Area	1,343 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2011
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,085 sqft (0.163 acres)
Lot Dimensions	109 ft deep x 65 ft wide
View / Lot	Standard
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	119 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	0629503559
Street Address	2810 94TH ST E
City	PALMETTO
State	FL
Zip	34221-1711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	LOT 18 BLK D NORTH OAKS ESTATES PI#6295.0355/9
Legal Range	18E
Legal Township	33S
Legal Section	19
Legal Subdivision	NORTH OAKS ESTATES
Legal Tract	00629500
Legal Block	D
Legal Lot Number	18
Jurisdiction	MANATEE FL
Township / Civil Division	PALMETTO
Census Block Group	2
Census Block	2002
Census Tract	1602

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2810 94TH ST E, PALMETTO, FL 34221-1711
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Sep 22, 2025	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Jan 4, 2021	Warranty Deed, Transfer · FHA Mortgage BANK OF ENGLAND
Aug 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNION HM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2021 · Amount on Record
Deed Sale	Jan 4, 2021 · Amount on Record
Prior Sale	Oct 1, 2013 · Amount on Record
Deed Document Number	2021796
Prior Transfer Date	Jul 1, 2010
Prior Transfer Doc	0023447934
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	2810 94TH ST E, PALMETTO, FL 34221-1711
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2810 94TH ST E, PALMETTO, FL 34221-1711

Mortgage

Document Number	0041095181
Date	Jul 25, 2022
Instrument	202241095181

Lender

Name	TRUIST BANK
Type	Bank
Address	PALMETTO, FL 34221

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 13, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	2810 94TH ST E, PALMETTO, FL 34221-1711
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2810 94TH ST E, PALMETTO, FL 34221-1711

Mortgage

Document Number	0041116882
Date	Sep 22, 2025
Instrument	202541116882

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 21, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Jan 4, 2021
Property Address	2810 94TH ST E, PALMETTO, FL 34221-1711
Document Number	0041000796
Instrument Date	Dec 31, 2020
Instrument	41000796
Transaction Type	Transfer
Record Updated	Feb 2, 2021
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2810 94TH ST E PALMETTO FL 342211711, PALMETTO, FL 34221-1711

Mortgage

Document Number	41000797
Date	Jan 4, 2021
Instrument	41000797

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	2810 94TH ST E, PALMETTO, FL 34221-1711
Document Number	0026901868
Book / Page	002690 / 001868
Instrument Date	Aug 21, 2017
Transaction Type	Mortgage
Record Updated	Sep 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2810 94TH ST E PALMETTO FL 342211711, PALMETTO, FL 34221-1711

Mortgage

Document Number	0026901868
Date	Aug 28, 2017
Book Page	002690/001868
Instrument	41082519

Lender

Name	UNION HM MTG
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 27, 2032

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$321,699 (+10.12%)	$329,910 (+8.76%) Land $40,800 Building $289,110
2025		$292,123 (+5.99%)	$303,338 (-1.82%) Land $40,800 Building $262,538
2024	$3,530.00 (+1.38%)
2023	$3,482.00 (+2.84%) Homeowner's exemption	$275,621 (+3%)	$308,968 (+15.46%) Land $40,800 Building $268,168
2022	$3,386.00 Homeowner's exemption	$267,593 Land $40,000 Building $227,593	$267,593 Land $40,000 Building $227,593

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	2 (2001)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2001 · Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle
Claims by Event	Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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