Ramsey County property record for 281 Winifred St E, Saint Paul, MN 55107
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,432 sqft · built 2003 |
| Lot Size | 0.117 acres (5,080 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $370,000 (Jul 2026) |
| Tax Bill | $5,456 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Nov 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-28-22-13-0129 |
| Primary APN | 08-28-22-13-0129 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,432 sqft Living Area |
| 1st Floor Area | 816 sqft |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,080 sqft (0.117 acres) |
| Lot Dimensions | 127 ft deep x 40 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 179824 |
|---|---|
| Street Address | 281 WINIFRED ST E |
| City | SAINT PAUL |
| State | MN |
| Zip | 55107-2331 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PROSPECT PLATEAU,BLOCK 6 7 8 9 LOT 13 BLK 12 |
| Legal Range | 22 |
| Legal Township | 28 |
| Legal Section | 08 |
| Legal Subdivision | PROSPECT PLATEAU,BLOCK 6 7 8 9 |
| Legal Block | 6,12 |
| Legal Lot Number | 13 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 36100 |
281 Winifred St E is owned and occupied by two individuals who bought it in July 2026.
Source: Ramsey County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 281 WINIFRED ST E, SAINT PAUL, MN 55107-2331 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 9, 2026 | Warranty Deed, Transfer · Conventional Mortgage NEW DAY FINANCIAL LLC |
| Nov 6, 2020 | Warranty Deed, Transfer · Conventional with PMI BELL BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 9, 2026 · Amount on File |
| Deed Sale | Jul 9, 2026 · Amount on File |
| Prior Sale | Nov 6, 2020 · Amount on File |
| Deed Document Number | 20265112801 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Jul 9, 2026 |
| Property Address | 281 WINIFRED ST E, SAINT PAUL, MN 55107-2331 |
| Document Number | 0005112801 |
| Instrument Date | Jun 1, 2026 |
| Instrument | 20265112801 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2026 |
| Title Company | PRESTIGE TITLE SPECIALISTS INC, TITLE SPECIALISTS |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $127,058.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 281 WINIFRED ST E, SAINT PAUL, MN 55107-2331 |
| Document Number | 0005112802, |
|---|---|
| Date | Jul 9, 2026 |
| Instrument | 20265112802 |
| Name | NEW DAY FINANCIAL LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Nov 6, 2020 |
| Property Address | 281 WINIFRED ST E, SAINT PAUL, MN 55107-2331 |
| Document Number | 0004843418 |
| Instrument Date | Oct 15, 2020 |
| Instrument | 4843418 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2020 |
| Title Company | BURNET TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,003.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 281 WINIFRED ST E ST PAUL MN 551072331, ST PAUL, MN 55107-2331 |
| Document Number | 4843419 |
|---|---|
| Date | Nov 6, 2020 |
| Instrument | 4843419 |
| Name | BELL BK |
|---|---|
| Address | FARGO, ND 58103 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 5, 2050 |
The 2025 property tax bill for 281 Winifred St E was $5,456 with a homeowner's exemption, up 11.5% from the year before.
Source: Ramsey County assessment roll, as of July 28, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,456.00 (+11.48%) Homeowner's exemption | $358,200 Land $23,200 Building $335,000 | $358,200 Land $23,200 Building $335,000 |
| 2024 | $4,894.00 (+0.33%) | ||
| 2023 | $4,878.00 Homeowner's exemption | $319,300 Land $18,000 Building $301,300 | $319,300 Land $18,000 Building $301,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 281 Winifred St E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 281 Winifred St E has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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