281 Willowcrest, Rockwall, TX 75032 Property Records

Rockwall County property record for 281 Willowcrest, Rockwall, TX 75032 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,317 sqft · built 2012
Lot Size	1.78 acres (77,885 sqft)
Owner	2 Individual Names on File
Last Sale	$335,800 (Mar 2013)
Tax Bill	$5,912 (2025)
Deeds & Mortgages	Aug 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`527200000025000R`

Property Details

APN / Parcel Number

Primary APN	`527200000025000R`
Alternative APNs	`R46978` `46978`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,317 sqft Living Area
Gross Area	4,362 sqft
1st Floor Area	3,317 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	77,885 sqft
Garage Type	Attached
Garage Area	709 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	378 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	281 WILLOWCREST
City	ROCKWALL
State	TX
Zip	75032-6022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLOWCREST ESTATES, LOT 25, ACRES 1.788
Legal Subdivision	WILLOWCREST ESTATES
Legal Tract	25
Legal Lot Number	25
Jurisdiction	ROCKWALL TX
Township / Civil Division	SOUTH ROCKWALL
Census Block Group	2
Census Block	2018
Census Tract	40503

Owner

Source: Rockwall County records · APN 527200000025000R

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	281 WILLOWCREST, ROCKWALL, TX 75032-6022
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 12, 2013 · Amount on Record
Deed Sale	Mar 12, 2013 · Amount on Record
Prior Sale	Sep 27, 2011 · Amount on Record
Deed Document Number	2013484472
Deed Book / Page	7143 / 51
Last Transfer Date	Mar 03, 2020
Transfer Doc	0000004130
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	281 WILLOWCREST, ROCKWALL, TX 75032-6022
Transaction Type	Mortgage
Record Updated	Oct 18, 2022
Title Company	SSTC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018819
Date	Aug 17, 2020
Instrument	20200000018819

Lender

Name	SECURITY SERVICE FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78249

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Sep 01, 2060

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Rockwall County records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rockwall City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$867,080 (+7.37%) Land $286,000 Building $581,080	$867,080 (-0.79%) Land $286,000 Building $581,080
2025	$5,912.00 (-13.83%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$807,583 (-4.14%)	$873,952 (+3.74%) Land $286,000 Building $587,952
2024	$6,861.00 (+0.25%)
2023	$6,844.00 (-24.31%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$842,456 Land $312,000 Building $530,456	$842,456 Land $312,000 Building $530,456
2021	$9,042.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rockwall County (48397C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483970405032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force 1 of 1 on primary residences
Nearby Flood Claims	2 (2024–2025)
Most Recent Claim	Jan 2025, rainfall accumulation

Wildfire

Wildfire Risk	Low above 37% of the US · above 12% of Texas
Wildfire Likelihood	About 1 in 1,961 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.