TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Community Property
Address
281 WILD ROSE WAY OXNARD CA 93035, OXNARD, CA 93035
Mortgage
Document Number
0024470049
Date
May 4, 2020
Instrument
24470049
Lender
Name
BANK OF AMERICA
Type
Bank
Address
CHARLOTTE, NC 28255
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
May 3, 2050
Interest
Rate Type
Adjustable Rate
Rate
2.37%
October 2019: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SANTA CLARA CA
Property Address
281 WILD ROSE WAY, MILPITAS, CA 95035-3865
Document Number
0024305087
Instrument Date
Oct 5, 2019
Transaction Type
Mortgage
Record Updated
Oct 24, 2019
Title Company
NOT AVAILABLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Community Property
Address
281 WILD ROSE WAY MILPITAS CA 950353865, MILPITAS, CA 95035-3865
Mortgage
Document Number
0024305087
Date
Oct 16, 2019
Instrument
24305087
Lender
Name
BANK OF AMERICA
Type
Bank
Address
CHARLOTTE, NC 28255
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Oct 15, 2049
Interest
Rate Type
Adjustable Rate
Rate
2.62%
May 2019: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SANTA CLARA CA
Property Address
281 WILD ROSE WAY, MILPITAS, CA 95035-3865
Document Number
0024182548
Instrument Date
May 10, 2019
Transaction Type
Mortgage
Record Updated
Jun 3, 2019
Title Company
NOT AVAILABLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Community Property
Address
281 WILD ROSE WAY MILPITAS CA 950353865, MILPITAS, CA 95035-3865
Mortgage
Document Number
0024182548
Date
May 20, 2019
Instrument
24182548
Lender
Name
BANK OF AMERICA
Type
Bank
Address
CHARLOTTE, NC 28255
Agreement
Amount
Amount on Record
Term
360 Months
Due
May 19, 2049
Interest
Rate Type
Adjustable Rate
Rate
2.87%
March 2019: Grant Deed, Subdivision Related Transfer
Document Type
Grant Deed
Jurisdiction
SANTA CLARA CA
Recording Date
Mar 29, 2019
Property Address
281 WILD ROSE WAY, MILPITAS, CA 95035-3865
Document Number
0024146068
Map Reference
MB 898 PG 40-46
Instrument Date
Mar 12, 2019
Instrument
24146068
Transaction Type
Subdivision Related Transfer
Record Updated
Sep 1, 2021
Title Company
FIRST AMERICAN TITLE COMPANY
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
00000
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Community Property with Right of Survivorship
Address
281 WILD ROSE WAY, MILPITAS, CA 95035-3865
Mortgage
Document Number
0024146069
Date
Mar 29, 2019
Instrument
24146069
Lender
Name
JPMORGAN CHASE BANK NA
Type
Bank
Agreement
Type
ARM
Amount
Amount on Record
Term
361 Months
Due
Apr 1, 2049
Interest
Rate Type
Adjustable Rate
Rate
3.5%
Type Change Date
Apr 1, 2026
Change Frequency
Annually
Min Rate At Change
2.25%
Max Rate At Change
8.5%
Index
1-Year LIBOR
Max Rate
8.5%
Tax Assessment & Valuation
The 2025 property tax bill for 281 Wild Rose Way was $16,995 with a homeowner's exemption.
Source: Santa Clara County assessment roll, as of July 1, 2025
Property Jurisdictions
Type
Name
State
California
County
Santa Clara County
Municipality
Milpitas City
Unified School District
Milpitas Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2025
$16,995.00Homeowner's exemption
$1,394,394Land $697,197Building $697,197
2023
$16,516.00 (+0.69%)Homeowner's exemption
$1,340,250Land $670,125Building $670,125
2022
$16,403.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 281 Wild Rose Way in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain
Yes 1% annual chance
Floodway
No
Base Flood Elevation
Varies along the reach; see FIRM
Flood Insurance Requirement
Required federally backed loans
Flood Insurance Cost
Premium on File median of 22 individual policies
Community Rating System
Class 7 (15% premium discount)
Nearby Flood Policies
27 units insured incl. 5 condo units
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
The area around 281 Wild Rose Way has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Not rated no burnable land within ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CITY OF MILPITAS serves 81,915 people · EPA ID CA4310005
Water Source
Purchased surface water from several systems
Last State Inspection
Nov 2025
Lead
3 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
1 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 739 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity Cable · Fiber in parts of the area
2,000 / 250
Sail Internet DSL · Fixed Wireless in parts of the area
1,000 / 1,000
Verizon Fixed Wireless
300 / 20
Etheric Networks Fixed Wireless
250 / 100
Ridge Wireless Fixed Wireless
100 / 60
May also be available: Consolidated Smart Broadband Systems, GeoLinks, T-Mobile.