281 Westwind Cir, Osterville, MA 02655 Property Records

Barnstable County and Barnstable Town City property record for 281 Westwind Cir, Osterville, MA 02655

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,260 sqft · built 1985
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,483 (2025)
Deeds & Mortgages	Sep 2018 Transfer Aug 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`OSTE M:121 L:011046`

Property Details

APN / Parcel Number

Primary APN	`OSTE M:121 L:011046`
Alternative APN	`63647`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,260 sqft Living Area
Gross Area	3,228 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,682 sqft (0.36 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	63647
Street Address	281 WESTWIND CIR
City	OSTERVILLE
State	MA
Zip	02655-1367
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Lot Number	11046
Jurisdiction	BARNSTABLE MA
Township / Civil Division	BARNSTABLE TOWN
Census Block Group	4
Census Block	4003
Census Tract	13002

Owner

281 Westwind Cir is owned by two individuals who acquired it in September 2018.

Source: Barnstable County and Barnstable Town City records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	102 VALE ST, WORCESTER, MA 01604-4820
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2018	Quit Claim Deed, Transfer Quitclaim
Aug 28, 2017	Quit Claim Deed, Transfer SHREWSBURY MUNICIPAL FCU
Aug 28, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2018
Deed Sale	Sep 17, 2018
Prior Sale	Aug 28, 2017 · Amount on File
Deed Book / Page	31531 / 340
Transfer Doc	0000043668
Record Updated	Oct 29, 2026

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BARNSTABLE MA
Recording Date	Sep 17, 2018
Property Address	281 WESTWIND CIR, OSTERVILLE, MA 02655-1367
Document Number	31531-340
Book / Page	031531 / 000340
Instrument Date	Aug 24, 2018
Instrument	45603
Transaction Type	Transfer
Record Updated	Oct 9, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	59 NORMAND CIR BEDFORD NH 031104114, BEDFORD, NH 03110-4114

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BARNSTABLE MA
Recording Date	Aug 28, 2017
Property Address	281 WESTWIND CIR, OSTERVILLE, MA 02655-1367
Document Number	30728-210
Book / Page	30728 / 210
Instrument	43669
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$31.15
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	281 WESTWIND CIR, OSTERVILLE, MA 02655-1367

Mortgage

Document Number	307280213
Date	Aug 28, 2017
Instrument	30728/0213

Lender

Name	SHREWSBURY MUNICIPAL FCU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 28, 2047

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BARNSTABLE MA
Recording Date	Aug 28, 2017
Property Address	281 WESTWIND CIR, OSTERVILLE, MA 02655-1367
Document Number	30728-207
Book / Page	030728 / 000207
Instrument Date	Aug 24, 2017
Instrument	43668
Transaction Type	Transfer
Record Updated	Sep 19, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	281 WESTWIND CIR OSTERVILLE MA 026551367, OSTERVILLE, MA 02655-1367

Tax Assessment & Valuation

The 2025 property tax bill for 281 Westwind Cir was $4,483, up 4% from the year before.

Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
Municipality	Barnstable Town City
Unified School District	Barnstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,483.00 (+4.04%)	$554,100 (+0.44%) Land $175,500 Building $378,600	$524,115
2024	$4,309.00 (+3.43%)	$551,700 (+10.45%) Land $175,500 Building $376,200
2023	$4,166.00	$499,500 Land $173,400 Building $326,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 281 Westwind Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 281 Westwind Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERVILLE OSTERVILLE MARSTONS MILLS WD serves 50,000 people · EPA ID MA4020002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	31 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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