Pontotoc County property record for 281 Wayne Rd, Pontotoc, MS 38863
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,148 sqft · built 1985 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $839 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Apr 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 107-36-000-014.01 |
| Primary APN | 107-36-000-014.01 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,148 sqft Living Area |
| Flooring | Concrete/Cement |
| Interior Walls | Paneling |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 43,560 sqft (1 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 7716 |
|---|---|
| Street Address | 281 WAYNE RD |
| City | PONTOTOC |
| State | MS |
| Zip | 38863-7174 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1 AC NW1/4 DB 510-144 10/90 720-6 12/7/98 20035566 10/14/03 20036241 11/17/03 20112277 6/28/11 20121910 5/1/12 20153193 |
| Jurisdiction | PONTOTOC MS |
| Township / Civil Division | 4 |
| Census Block Group | 3 |
| Census Block | 3064 |
| Census Tract | 950101 |
Source: Pontotoc County records · APN 107-36-000-014.01
Assessment roll updated September 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 281 WAYNE RD, PONTOTOC, MS 38863-7174 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 20, 2020 | Deed of Trust, Mortgage BNA BANK |
| Apr 26, 2019 | Deed of Trust, Mortgage BNA BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 281 WAYNE RD, PONTOTOC, MS 38863-7174 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2021 |
| Name | Verified Name |
|---|---|
| Address | 281 WAYNE RD, PONTOTOC, MS 38863-7174 |
| Document Number | 2020001370 |
|---|---|
| Date | Apr 20, 2020 |
| Instrument | 2020001370 |
| Name | BNA BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Apr 07, 2040 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 281 WAYNE RD, PONTOTOC, MS 38863-7174 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2093 HORSESHOE BND, PONTOTOC, MS 38863-8939 |
| Document Number | 2019001554 |
|---|---|
| Date | Apr 26, 2019 |
| Instrument | 2019001554 |
| Name | BNA BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Apr 22, 2020 |
Source: Pontotoc County records · Assessment roll updated September 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Pontotoc County |
| Unified School District | Pontotoc City Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $839.00 (+2.19%) Homeowner's exemption | $6,319 (-1.85%) | $63,188 (-0.78%) Land $7,550 Building $55,638 |
| 2023 | $821.00 Homeowner's exemption | $6,438 | $63,687 Land $7,550 Building $56,137 |
Source: FEMA National Flood Hazard Layer as of August 19, 2010 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Moderate above 44% of the US · above 41% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tombigbee Electric Power Association Fiber | 2,000 / 1,000 |
| Telapex Fixed Wireless | 100 / 20 |
Based on FCC filings for 19 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | EAST PONTOTOC WATER ASSN public/private · serves 5,170 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures