281 Waldo St, Providence, RI 02909 Property Records

Providence City property record for 281 Waldo St, Providence, RI 02909 · Last verified June 2026

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,161 sqft · built 1900
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Feb 2015)
Tax Bill	$2,596 (2025)
Deeds & Mortgages	Jul 2021 Refinance Sep 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PROV M:42 L:346`

Property Details

APN / Parcel Number

Primary APN	`PROV M:42 L:346`
Alternative APNs	`P:0420346 L:0000` `20470`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,161 sqft Living Area
Gross Area	2,376 sqft
1st Floor Area	774 sqft
Basement Area	750 sqft
Unfinished Basement	750 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	20470
Street Address	281 WALDO ST
City	PROVIDENCE
State	RI
Zip	02909-2320
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Lot Number	346
Jurisdiction	PROVIDENCE RI
Township / Civil Division	PROVIDENCE
Census Block Group	5
Census Block	5000
Census Tract	1400

Owner

Source: Providence City records · APN PROV M:42 L:346

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	281 WALDO ST, PROVIDENCE, RI 02909-2320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Sep 01, 2022	Warranty Deed, Transfer
Mar 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage FEDERAL SVGS BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 25, 2015 · Amount on Record
Deed Sale	Feb 25, 2015 · Amount on Record
Prior Sale	Mar 08, 2010 · Amount on Record
Deed Document Number	2015111815
Deed Book / Page	11059 / 169
Transfer Doc	6569000125
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	281 WALDO ST, PROVIDENCE, RI 02909-2320
Transaction Type	Mortgage
Record Updated	Dec 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013223-76
Date	Jul 23, 2021
Book Page	13223/76
Instrument	2021294091

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Aug 01, 2046

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Sep 01, 2022
Property Address	281 WALDO ST, PROVIDENCE, RI 02909-2320
Document Number	013674-169
Book / Page	13674 / 169
Instrument Date	Aug 29, 2022
Instrument	2022329828
Transaction Type	Transfer
Record Updated	Dec 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 WALDO ST, PROVIDENCE, RI 02909-2320

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	281 WALDO ST, PROVIDENCE, RI 02909-2320
Document Number	11996-178
Instrument Date	Mar 22, 2018
Transaction Type	Mortgage
Record Updated	Apr 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 WALDO ST PROVIDENCE RI 029092320, PROVIDENCE, RI 02909-2320

Mortgage

Document Number	11996-178
Date	Mar 29, 2018
Book Page	011996/000178
Instrument	195752

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 28, 2048

Tax Assessment & Valuation

Source: Providence City records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Providence City
Unified School District	Providence School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$2,596.00 (-40.68%)	$343,800 (+44.15%) Land $109,400 Building $234,400
2023	$4,376.00 (+3.09%)	$238,500 (-) Land $72,900 Building $165,600
2022	$4,245.00	$238,500 Land $72,900 Building $165,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44007C, updated June 22, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 1,075 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fiber	980 / 880
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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