Solano County property record for 281 W J St, Benicia, CA 94510
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,016 sqft · built 1895 |
| Lot Size | 0.21 acres (9,147 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $310,000 (Sep 1997) |
| Tax Bill | $8,234 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Nov 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0087-162-170 |
| Primary APN | 0087-162-170 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 3 Stories |
| Building Area | 3,016 sqft Living Area |
| 1st Floor Area | 1,437 sqft |
| 2nd Floor Area | 364 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1895 |
|---|---|
| Effective Year Built | Effective 1895 |
| Lot Area | 9,147 sqft (0.21 acres) |
| Garage Area | 594 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 169 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 281 W J ST |
|---|---|
| City | BENICIA |
| State | CA |
| Zip | 94510-3132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK-BG 00-00 |
| Legal Subdivision | BENICIA |
| Legal Block | 43 |
| Legal Lot Number | 4 |
| Jurisdiction | SOLANO CA |
| Township / Civil Division | VALLEJO |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 252000 |
281 W J St is owned and occupied by two individuals who bought it in September 1997.
Source: Solano County records, as of August 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 281 W J ST, BENICIA, CA 94510-3132 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE WEST |
| Nov 16, 2017 | Deed of Trust, Mortgage · Line of Credit BANK WEST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 1997 · Amount on File |
| Deed Sale | Sep 16, 1997 · Amount on File |
| Deed Document Number | 199760884 |
| Prior Transfer Date | Sep 10, 1997 |
| Prior Transfer Doc | 0000060883 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOLANO CA |
| Property Address | 281 W J ST, BENICIA, CA 94510-3132 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Name | Verified Name |
|---|---|
| Address | 281 W J ST, BENICIA, CA 94510-3132 |
| Document Number | 0000097811 |
|---|---|
| Date | Sep 16, 2021 |
| Instrument | 202100097811 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68154 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOLANO CA |
| Property Address | 281 W J ST, BENICIA, CA 94510-3132 |
| Document Number | 0000102622 |
| Instrument Date | Nov 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 281 W J ST BENICIA CA 945103132, BENICIA, CA 94510-3132 |
| Document Number | 0000102622 |
|---|---|
| Date | Nov 29, 2017 |
| Instrument | 102622 |
| Name | BANK WEST |
|---|---|
| Type | Bank |
| Address | LAFAYETTE, CA 94549 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 28, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 281 W J St was $8,234 with a homeowner's exemption, down 1.1% from the year before.
Source: Solano County assessment roll, as of August 13, 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Benicia City |
| County | Solano County |
| Unified School District | Benicia Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $732,097 (+2%) Land $122,153 Building $609,944 | ||
| 2025 | $8,234.00 (-1.13%) Homeowner's exemption | $717,743 Land $119,758 Building $597,985 | |
| 2024 | $8,328.00 (+2.49%) | ||
| 2023 | $8,126.00 (+1.92%) Homeowner's exemption | $689,873 Land $115,108 Building $574,765 | $1,038,780 |
| 2022 | $7,973.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 281 W J St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective June 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (1998–2009) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Apr 2009 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 281 W J St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BENICIA serves 27,131 people · EPA ID CA4810001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile, Verizon.
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