281 Vera Pl, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 281 Vera Pl, Saint Augustine, FL 32086 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 2026
Lot Size	10,890 sqft (0.25 acres)
Occupancy	Owner Occupied
Last Sale	$520,271 (2026)
Tax Bill	$1,212.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`284221-0460`

Exterior

Year Built	Built 2026
Lot Area	10,890 sqft (0.25 acres)

Location & Zoning

Street Address	281 VERA PL
City	SAINT AUGUSTINE
State	FL
Zip	32086-7760
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	119/73-81 SABAL ESTATES PHASE ONE LOT 46
Legal Subdivision	SABAL ESTATES PHASE ONE
Legal Block	1
Legal Lot Number	46
Jurisdiction	ST JOHNS FL
Minor Civil Division	MATANZAS
Census Blockgroup	2
Census Block	2004
Census Tract	21211

Owner

Source: St. Johns County records · APN 284221-0460

Assessment roll updated April 13, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	281 VERA PL, SAINT AUGUSTINE, FL 32086-7760
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 04, 2026 · Amount on Record
Deed Sale	May 04, 2026 · Amount on Record
Deed Doc Number	202638024
Deed Book / Page	6356 / 1180
Record Refreshed	Sep 20, 2026

May 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 04, 2026
Property Address	281 VERA PL, SAINT AUGUSTINE, FL 32086-7760
Document Number	0000038024
Book / Page	6356 / 1180
Instrument Date	May 01, 2026
Instrument	2026.38024
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$367,831.90
Amount Accuracy	Calculated from Tax (Full/Partial Unknown)
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 VERA PL, SAINT AUGUSTINE, FL 32086-7760

Mortgage

Document Number	0000038025,
Date	May 04, 2026
Instrument	2026..38025

Lender

Name	KBHS HOME LOANS LLC

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate	-1%

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$90,000 (-) Land $90,000	$90,000 (-) Land $90,000
2025	$1,212.00 (+7.45%)	$90,000 (-)	$90,000 (-) Land $90,000
2024	$1,128.00	$90,000	$90,000 Land $90,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 66% of the US · above 43% of Florida
Wildfire Likelihood	About 1 in 448 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.