Smyth County property record for 281 Vance Dr, Chilhowie, VA 24319
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,000 sqft · built 1973 |
| Lot Size | 0.38 acres (16,645 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $720 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 53C-1-5 |
| Primary APN | 53C-1-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,000 sqft Living Area |
| Gross Area | 1,380 sqft |
| 1st Floor Area | 1,000 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 16,645 sqft (0.38 acres) |
| Garage Area | 300 sqft |
| Deck Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 105473 |
|---|---|
| Street Address | 281 VANCE DR |
| City | CHILHOWIE |
| State | VA |
| Zip | 24319-4030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SULPHUR SPGS HTS LOT 5 53C 1 5 |
| Legal Subdivision | SULPHUR SPGS HTS |
| Legal Lot Number | 5 |
| Jurisdiction | SMYTH VA |
| Township / Civil Division | CHILHOWIE |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 30701 |
Source: Smyth County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 281 VANCE DR, CHILHOWIE, VA 24319-4030 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SMYTH VA |
| Recording Date | Jun 18, 2026 |
| Property Address | 281 VANCE DR, CHILHOWIE, VA 24319-4030 |
| Document Number | 0000001413 |
| Book / Page | 1113 / 6392 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 20261413 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 281 VANCE DR, CHILHOWIE, VA 24319-4030 |
| Investor | Possibly a Property Investor |
| Document Number | 0000001413, |
|---|---|
| Date | Jun 18, 2026 |
| Book Page | 1113/6392 |
| Instrument | 20261413 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.85% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Smyth County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chilhowie Town |
| County | Smyth County |
| Unified School District | Smyth County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $720.00 (+17.07%) | $104,400 (-) Land $18,000 Building $86,400 | $104,400 (-) Land $18,000 Building $86,400 |
| 2025 | $615.00 (+15.6%) | $104,400 (+45.2%) Land $18,000 Building $86,400 | $104,400 (+45.2%) Land $18,000 Building $86,400 |
| 2023 | $532.00 | $71,900 Land $15,000 Building $56,900 | $71,900 Land $15,000 Building $56,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 10 (1979–2024) |
| Claims Outside the SFHA | 1 of 10 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 60% of Virginia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CHILHOWIE serves 4,625 people · EPA ID VA1173090 |
|---|---|
| Water Source | Purchased groundwater influenced by surface water from CHILHOWIE_WCSA REGIONAL WTP |
| Last State Inspection | Aug 2025 |
| Lead | 8 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| SmythNet Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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