281 Valley River Ave, Murphy, NC 28906 Property Records

Cherokee County property record for 281 Valley River Ave, Murphy, NC 28906 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1985
Square Footage	4,706 sqft Heated Area
Lot Size	15,246 sqft (0.35 acres)
Occupancy	Owner Occupied
Last Sale	$165,000 (2001)
Tax Bill	$2,383.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`459211559432000`
Alternative APN	`1885`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	4,706 sqft Heated Area
Upper Floors	1,679 sqft Upper Floors
Basement Area	529 sqft Basement
Finished Basement	529 sqft Finished
Stories	2 Stories
Primary Flooring	Wood Flooring
Interior Structure	Plaster Interior Structure
Fireplace	Fireplace

Exterior

Year Built	Built 1897
Effective Year Built	Effective 1985
Exterior Material	Combination Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	15,246 sqft (0.35 acres)
Depth X Width	150 ft x 100 ft Depth x Width
Deck Area	214 sqft Deck
Porch	Open Porch
Porch Area	367 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	1885
Street Address	281 VALLEY RIVER AVE
City	MURPHY
State	NC
Zip	28906-2920
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 4 & P/O LOT 3 BLK C VALENTINE ADDITION A/17
Legal Subdivision	VALENTINE ADDITION
Legal Block	C
Legal Lot Number	4,3
Jurisdiction	CHEROKEE NC
Minor Civil Division	MURPHY
Census Blockgroup	2
Census Block	2051
Census Tract	930402

Owner

Source: Cherokee County records · APN 459211559432000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	281 VALLEY RIVER AVE, MURPHY, NC 28906-2920
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 01, 2001 · Amount on Record
Deed Sale	Nov 01, 2001 · Amount on Record
Deed Doc Number	0000071834
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Municipality	Murphy Town
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,383.00	$390,800 (-)	$390,800 (-) Land $50,000 Building $340,800
2023		$390,800	$390,800 Land $50,000 Building $340,800

Flood & Wildfire

281 Valley River Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Cherokee County (37039C), updated February 5, 2020

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 35th percentile of exposed land nationally · 49th in North Carolina
Wildfire Likelihood	Low — about 1 in 2,381 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.