281 Unity Cir, Sacramento, CA 95833 Property Records

Sacramento County property record for 281 Unity Cir, Sacramento, CA 95833

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,695 sqft · built 2003
Lot Size	0.118 acres (5,140 sqft)
Owner	2 Company Names on Record
Last Sale	$480,000 (May 2021)
Tax Bill	$4,637 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Jul 2019 Mortgage + 4 more
Flood Zone	Zone A99 (high risk)
APN	`274-0620-019-0000`

Property Details

APN / Parcel Number

Primary APN	`274-0620-019-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,695 sqft Living Area
1st Floor Area	1,695 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	5,140 sqft (0.118 acres)
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	281 UNITY CIR
City	SACRAMENTO
State	CA
Zip	95833-3770
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A-PUD
Legal Description	UNITY PARKSIDE 02, LOT 19
Legal Subdivision	UNITY PARKSIDE 02
Legal Lot Number	19
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1002
Census Tract	7020

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	281 UNITY CIR, SACRAMENTO, CA 95833-3770
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
May 25, 2021	Grant Deed, Transfer · VA Mortgage SUMMIT FUNDING INC
Jul 26, 2019	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MTG
Feb 28, 2018	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MTG
May 17, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
May 17, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
May 17, 2017	Grant Deed, Transfer · Conventional Mortgage OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2021 · Amount on Record
Deed Sale	May 25, 2021 · Amount on Record
Prior Sale	Feb 28, 2018 · Amount on Record
Deed Book / Page	20210525 / 2123
Last Transfer Date	Aug 7, 2024
Transfer Doc	2024000957
Record Updated	Oct 29, 2026

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 25, 2021
Property Address	281 UNITY CIR, SACRAMENTO, CA 95833-3770
Document Number	0000002123
Map Reference	MB 311 MAP 1
Instrument Date	May 21, 2021
Instrument	202105252123
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 UNITY CIR, SACRAMENTO, CA 95833-3770

Mortgage

Document Number	0000002124
Date	May 25, 2021
Instrument	202105252124

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	281 UNITY CIR, SACRAMENTO, CA 95833-3770
Document Number	1907311313
Instrument Date	Jul 26, 2019
Transaction Type	Mortgage
Record Updated	Aug 14, 2019
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	281 UNITY CIR SACRAMENTO CA 958333770, SACRAMENTO, CA 95833-3770

Mortgage

Document Number	1907311313
Date	Jul 31, 2019
Instrument	1907311313

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2049

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 28, 2018
Property Address	281 UNITY CIR, SACRAMENTO, CA 95833-3770
Document Number	1802281826
Instrument Date	Feb 27, 2018
Instrument	1802281826
Transaction Type	Transfer
Record Updated	Mar 8, 2018
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$398.75
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	281 # Y CIR SACRAMENTO CA 95833, SACRAMENTO, CA 95833

Mortgage

Document Number	1802281827
Date	Feb 28, 2018
Instrument	1802281827

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2048

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 17, 2017
Property Address	281 UNITY CIR, SACRAMENTO, CA 95833-3770
Document Number	0000001518
Book / Page	170517 / 001518
Instrument Date	May 15, 2017
Transaction Type	Transfer
Record Updated	May 29, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	886 RANDALL AVE DAPHNE AL 365264520, DAPHNE, AL 36526-4520

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 17, 2017
Property Address	281 UNITY CIR, SACRAMENTO, CA 95833-3770
Document Number	0000001517
Book / Page	170517 / 001517
Instrument Date	May 10, 2017
Transaction Type	Transfer
Record Updated	May 29, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1120 ARCADE BLVD SACRAMENTO CA 958151302, SACRAMENTO, CA 95815-1302

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 17, 2017
Property Address	281 UNITY CIR, SACRAMENTO, CA 95833-3770
Document Number	0000001519
Book / Page	170517 / 001519
Instrument Date	May 10, 2017
Transaction Type	Transfer
Record Updated	Aug 20, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$396.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	886 RANDALL AVE DAPHNE AL 365264520, DAPHNE, AL 36526-4520

Mortgage

Document Number	1520
Date	May 17, 2017
Book Page	170517/001520

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Natomas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$529,957 (+2%) Land $143,530 Building $386,427
2025	$4,637.00 (-4.31%)	$519,566 (+4.04%) Land $140,716 Building $378,850
2024	$4,846.00 (+4.17%)
2023	$4,652.00 (-0.28%)	$499,392 Land $135,252 Building $364,140
2022	$4,665.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A99 high risk · federal flood protection under construction
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 714 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	714 in force
Nearby Flood Claims	19 (1982–2016)
Claims Outside the SFHA	4 of 19
Most Recent Claim	Dec 2016 · other causes
Claims by Event	Severe Storms, Flooding, Mudslides, And Landslides, Dec 2005 · 2 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 7 claims Severe Storms & Flooding, Feb 1986 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 677 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
Succeed.Net Fixed Wireless	100 / 50

May also be available: Cal.net, Fidium Fiber.

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