Ionia County property record for 281 Summit St, Saranac, MI 48881
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,692 sqft |
| Lot Size | 0.809 acres (35,240 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $105,000 (Jun 2006) |
| Tax Bill | $2,439 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 02101100005000 |
| Primary APN | 02101100005000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,692 sqft Living Area |
| 1st Floor Area | 1,692 sqft |
| Basement Area | 928 sqft |
| Unfinished Basement | 928 sqft |
| Lot Area | 35,240 sqft (0.809 acres) |
|---|---|
| Lot Dimensions | 475 ft deep x 74.2 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 281 SUMMIT ST |
|---|---|
| City | SARANAC |
| State | MI |
| Zip | 48881-9531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILLAGE OF SARANAC COM IN CEN OF HWY RUN FROM LOWELL TO SARANAC 26RDS 18LKS W LY BY ANGLE OF HWY FROM LOT LINE BETWEEN E & W 1/2 OF NE 1/4 OF SEC. 11 TH W LY ALG HWY 4 1/2RDS; N TO RR LD E LY TO PT DUE N OF PT OF BEG, S TO BEG SEC. 11 T6N R8W BOSTON |
| Legal Subdivision | SEC 11, T6N, R8W |
| Jurisdiction | IONIA MI |
| Township / Civil Division | BOSTON |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 31301 |
281 Summit St is owned and occupied by two individuals who acquired it in February 2008.
Source: Ionia County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 281 SUMMIT ST, SARANAC, MI 48881-9531 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2006 · Amount on File |
| Deed Sale | Jun 29, 2006 · Amount on File |
| Deed Book / Page | 597 / 3944 |
| Last Transfer Date | Feb 25, 2008 |
| Transfer Doc | 607/07709 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 281 Summit St was $2,439 with a homeowner's exemption, down 36% from the year before.
Source: Ionia County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ionia County |
| County Subdivision | Boston Township |
| Municipality | Saranac Village |
| Unified School District | Saranac Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $85,800 (+8.33%) Land $26,800 Building $59,000 | $171,600 (+8.33%) Land $53,600 Building $118,000 | |
| 2025 | $2,439.00 (-35.97%) | $79,200 Land $23,800 Building $55,400 | $158,400 Land $47,600 Building $110,800 |
| 2024 | $3,809.00 | ||
| 2023 | $63,000 Land $18,200 Building $44,800 | $126,000 Land $36,400 Building $89,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 281 Summit St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 281 Summit St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SARANAC serves 1,343 people · EPA ID MI0005930 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2021 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Point Broadband Fixed Wireless | 200 / 50 |
May also be available: AT&T.
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