Macon County property record for 281 Summit Ridge Rd, Franklin, NC 28734
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,960 sqft · built 1975 |
| Lot Size | 1.73 acres (75,359 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $297,888 (May 2009) |
| Tax Bill | $1,080 (2026) |
| Deeds & Mortgages | Dec 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 7517461134 |
| Primary APN | 7517461134 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,960 sqft Heated Area |
| 1st Floor Area | 1,624 sqft |
| Upper Floors Area | 336 sqft |
| Basement Area | 784 sqft |
| Finished Basement | 784 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Crossed Walls |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 75,359 sqft (1.73 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Slab |
| Deck Area | 32 sqft |
| Patio Area | 464 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 119270 |
|---|---|
| Street Address | 281 SUMMIT RIDGE RD |
| City | FRANKLIN |
| State | NC |
| Zip | 28734-2361 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LOT 414 SEC 12 WATAUGA VISTA |
| Legal Subdivision | WATAUGA VISTA |
| Legal Lot Number | 414 |
| Jurisdiction | MACON NC |
| Township / Civil Division | MILLSHOAL |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 970400 |
Source: Macon County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 281 SUMMIT RIDGE RD, FRANKLIN, NC 28734-2361 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 15, 2009 · Amount on Record |
| Deed Sale | May 15, 2009 · Amount on Record |
| Deed Document Number | 20092008015106 |
| Deed Book / Page | 33 / 1969 |
| Prior Transfer Date | May 6, 2009 |
| Prior Transfer Doc | A33/1969 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 281 SUMMIT RIDGE RD, FRANKLIN, NC 28734-2361 |
| Transaction Type | Mortgage |
| Record Updated | Jan 1, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 281 SUMMIT RIDGE RD 1, 1, FRANKLIN, NC 28734-2361 |
| Document Number | 000D44/910 |
|---|---|
| Date | Dec 23, 2025 |
| Book Page | D-44/910 |
| Instrument | 2025007936 |
| Name | CONNEXUS CU |
|---|---|
| Type | Credit Union |
| Address | 1 CORPORATE DR STE 102, WAUSAU, WI 54401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 22, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Macon County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Unified School District | Macon County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,080.00 | $271,470 (+1.31%) Land $20,000 Building $251,470 | $271,470 (+1.31%) Land $20,000 Building $251,470 |
| 2025 | $1,080.00 (+1.12%) | ||
| 2023 | $1,068.00 | $267,970 Land $20,000 Building $247,970 | $267,970 Land $20,000 Building $247,970 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Optimum.
5G (outdoors only) and 4G LTE
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