Collin County property record for 281 Stephanie Ln, Prosper, TX 75078
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,658 sqft · built 2004 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $334,500 (Jan 2021) |
| Tax Bill | $6,888 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R-5067-00G-0020-1 |
| Primary APN | R-5067-00G-0020-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,658 sqft Living Area |
| Gross Area | 3,174 sqft |
| 1st Floor Area | 1,971 sqft |
| 2nd Floor Area | 687 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Patio/Porch |
| Porch Area | 16 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 281 STEPHANIE LN |
|---|---|
| City | PROSPER |
| State | TX |
| Zip | 75078-8513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRAILS OF PROSPER SECTION I, BLK G, LOT 2 |
| Legal Subdivision | TRAILS OF PROSPER SECTION I (CPR) |
| Legal Block | G |
| Legal Lot Number | 2 |
| Jurisdiction | COLLIN TX |
| Township / Civil Division | CELINA |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 30304 |
281 Stephanie Ln is owned and occupied by two individuals who bought it in January 2021.
Source: Collin County records, as of March 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 281 STEPHANIE LN, PROSPER, TX 75078-8513 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 19, 2021 | Quit Claim Deed, Transfer JFQ LNDG INC |
| Nov 22, 2019 | Deed of Trust, Mortgage SYNERGY ONE LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 19, 2021 · Amount on File |
| Deed Sale | Jan 19, 2021 · Amount on File |
| Prior Sale | Jan 24, 2007 · Amount on File |
| Deed Document Number | 2021107170 |
| Prior Transfer Date | May 17, 2004 |
| Prior Transfer Doc | 0000074936 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | COLLIN TX |
| Recording Date | Jan 19, 2021 |
| Property Address | 281 STEPHANIE LN, PROSPER, TX 75078-8513 |
| Document Number | 0000107170 |
| Instrument Date | Dec 30, 2020 |
| Instrument | 107170 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2021 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 281 STEPHANIE LN PROSPER TX 750788513, PROSPER, TX 75078-8513 |
| Document Number | 107180 |
|---|---|
| Date | Jan 19, 2021 |
| Instrument | 107180 |
| Name | JFQ LNDG INC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85254 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 18, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 281 STEPHANIE LN, PROSPER, TX 75078-8513 |
| Document Number | 0001518820 |
| Instrument Date | Nov 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 281 STEPHANIE LN PROSPER TX 750788513, PROSPER, TX 75078-8513 |
| Document Number | 0001518820 |
|---|---|
| Date | Nov 27, 2019 |
| Instrument | 1518820 |
| Name | SYNERGY ONE LNDG |
|---|---|
| Address | SAN DIEGO, CA 92108 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 26, 2049 |
The 2025 property tax bill for 281 Stephanie Ln was $6,888 with a homeowner's exemption, up 4% from the year before.
Source: Collin County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Collin County |
| Municipality | Prosper Town |
| Unified School District | Prosper Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,888.00 (+4.02%) Homeowner's exemption | $471,440 Land $135,000 Building $410,812 | $545,812 Land $135,000 Building $410,812 |
| 2024 | $6,622.00 | ||
| 2023 | $484,497 Land $112,500 Building $371,997 | $484,497 Land $112,500 Building $371,997 | |
| 2022 | $6,867.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 281 Stephanie Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 281 Stephanie Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF PROSPER serves 42,598 people · EPA ID TX0430009 |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Nextlink Fixed Wireless | 200 / 50 |
| ElektraFi Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Grayson Collin Communications, Hotwire Communications.
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