281 Steep Rock Dr, Willow Spring, NC 27592 Property Records

Wake County property record for 281 Steep Rock Dr, Willow Spring, NC 27592

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,726 sqft · built 2021
Lot Size	0.689 acres (30,056 sqft)
Owner	Individual Name on Record
Last Sale	$428,500 (Aug 2021)
Tax Bill	$3,250 (2023)
Deeds & Mortgages	May 2024 Line of Credit Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1606.04-51-0896 0476641`

Property Details

APN / Parcel Number

Primary APN	`1606.04-51-0896 0476641`
Alternative APN	`0476641`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	3,726 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	30,056 sqft (0.689 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0476641
Street Address	281 STEEP ROCK DR
City	WILLOW SPRING
State	NC
Zip	27592-7496
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-30
Legal Description	LO30 PANTHER CREEK BM2020-00860
Legal Subdivision	PANTHER CREEK
Legal Lot Number	30
Jurisdiction	WAKE NC
Township / Civil Division	PANTHER BRANCH
Census Block Group	1
Census Block	1008
Census Tract	52901

Owner

Source: Wake County records, as of April 18, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	281 STEEP ROCK DR, WILLOW SPRING, NC 27592-7496
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2024	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Aug 20, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
Jul 29, 2020	Grant Deed, Transfer · Line of Credit REGIONS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2021 · Amount on Record
Deed Sale	Aug 20, 2021 · Amount on Record
Deed Document Number	0018656708
Deed Book / Page	18656 / 708
Record Updated	Jun 7, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	281 STEEP ROCK DR, WILLOW SPRING, NC 27592-7496
Transaction Type	Mortgage
Record Updated	May 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 STEEP ROCK DR, WILLOW SPRING, NC 27592-7496

Mortgage

Document Number	019606/383
Date	May 9, 2024
Book Page	19606/383

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	May 14, 2064

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Aug 20, 2021
Property Address	281 STEEP ROCK DR, WILLOW SPRING, NC 27592-7496
Document Number	018656/708
Book / Page	18656 / 708
Map Reference	MB 2020 PG 858-861
Instrument Date	Aug 18, 2021
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$857.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2919 BREEZEWOOD AVE STE 400, 2919, FAYETTEVILLE, NC 28303-5283

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 SLEEP ROCK DRIVE, WILLOW SPRING, NC 27592-7496

Mortgage

Document Number	0018656710
Date	Aug 20, 2021
Instrument	18656/710

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WAKE NC
Recording Date	Jul 29, 2020
Property Address	281 STEEP ROCK DR, WILLOW SPRING, NC 27592-7496
Document Number	179902324
Book / Page	017990 / 002324
Instrument Date	Jul 24, 2020
Transaction Type	Transfer
Record Updated	Feb 5, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$560.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2919 BREEZEWOOD AVE #400 FAYETTEVILLE NC 283035283, 400, FAYETTEVILLE, NC 28303-5283
Investor	Possibly a Property Investor

Mortgage

Document Number	179902326
Date	Jul 29, 2020
Book Page	017990/002326

Lender

Name	REGIONS BK
Type	Bank
Address	170 MEETING ST # 4TH, CHARLESTON, SC 29401-3153

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Wake County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,250.00	$414,277 Land $45,000 Building $369,277	$414,277 Land $45,000 Building $369,277

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, T-Mobile.

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