Hardin County property record for 281 State Rte 81, Ada, OH 45810
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,068 sqft · built 1979 |
| Lot Size | 2.34 acres (102,322 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,239 (2025) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-180012.0000 |
| Primary APN | 24-180012.0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,068 sqft Living Area |
| 1st Floor Area | 1,428 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 102,322 sqft (2.34 acres) |
| Garage Area | 1,280 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 281 STATE ROUTE 81 |
|---|---|
| City | ADA |
| State | OH |
| Zip | 45810-9451 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MID 1/3 SW4 S18 2.349A |
| Jurisdiction | HARDIN OH |
| Township / Civil Division | LIBERTY |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 402 |
281 State Rte 81 is owned and occupied by an individual who acquired it in October 2015.
Source: Hardin County records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 281 STATE ROUTE 81, ADA, OH 45810-9451 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 28, 2015 |
| Deed Sale | Oct 28, 2015 |
| Prior Sale | Oct 15, 2015 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN OH |
| Property Address | 281 STATE ROUTE 81, ADA, OH 45810-9451 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2021 |
| Title Company | SUPERIOR TITLE |
| Name | Verified Name |
|---|
| Document Number | 560/4624 |
|---|---|
| Date | May 28, 2021 |
| Book Page | 560/4624 |
| Instrument | 202100001831 |
| Name | SUPERIOR CU INC |
|---|---|
| Type | Credit Union |
| Address | LIMA, OH 45807 |
| Type | Negative Amortization |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jun 1, 2041 |
The 2025 property tax bill for 281 State Rte 81 was $2,239 with a homeowner's exemption, up 1.2% from the year before.
Source: Hardin County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hardin County |
| County Subdivision | Liberty Township |
| Unified School District | Ada Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,239.00 (+1.17%) | $59,720 (-) Land $11,110 Building $48,610 | |
| 2024 | $2,213.00 (+0.73%) Homeowner's exemption | $59,720 (-) Land $11,110 Building $48,610 | |
| 2023 | $2,197.00 (+19.79%) Homeowner's exemption | $59,720 (+38.85%) Land $11,110 Building $48,610 | $170,630 Land $31,740 Building $138,890 |
| 2022 | $1,834.00 Homeowner's exemption | $43,010 Land $5,830 Building $37,180 | |
| 2020 | $122,890 Land $16,660 Building $106,230 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 281 State Rte 81 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 9, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 281 State Rte 81 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| MetaLINK Technologies Fixed Wireless | 500 / 100 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 25 / 3 |
| Brightspeed DSL | 10 / 1 |
May also be available: HDER Link, Speedwavz.
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