281 Spring St, Winchendon, MA 01475 Property Records

Worcester County and Winchendon Town property record for 281 Spring St, Winchendon, MA 01475

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,663 sqft · built 1890
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on File
Last Sale	$97,000 (Aug 1988)
Tax Bill	$3,129 (2025)
Deeds & Mortgages	Mar 2023 Refinance Mar 2025 Mortgage
APN	`WINC M:5C3 B:0 L:91`

Property Details

APN / Parcel Number

Primary APN	`WINC M:5C3 B:0 L:91`
Alternative APN	`WCDN M:5C3 B:0 L:91`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,663 sqft Living Area
Gross Area	2,882 sqft
Basement Area	808 sqft
Unfinished Basement	808 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Asbestos
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,087 sqft (0.53 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	281 SPRING ST
City	WINCHENDON
State	MA
Zip	01475-1772
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Lot Number	91
Jurisdiction	WINCHENDON MA
Township / Civil Division	WINCHENDON
Census Block Group	2
Census Block	2016
Census Tract	701102

Owner

Source: Worcester County and Winchendon Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	281 SPRING ST, WINCHENDON, MA 01475-1772
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance RCAP SOLUTIONS FINANCIAL SVCS CO
Mar 18, 2025	Quit Claim Deed, Transfer · ARM ALL ONE CREDIT UNION

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 17, 1988 · Amount on Record
Deed Sale	Aug 17, 1988 · Amount on Record
Last Transfer Date	Mar 13, 2025
Transfer Doc	071749-282
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHENDON MA
Property Address	281 SPRING ST, WINCHENDON, MA 01475-1772
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	068904-378
Date	Mar 10, 2023
Book Page	68904/378
Instrument	19341

Lender

Name	RCAP SOLUTIONS FINANCIAL SVCS CO

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	601 Months
Due	Apr 1, 2073

March 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHENDON MA
Recording Date	Mar 18, 2025
Property Address	281 SPRING ST, WINCHENDON, MA 01475-1772
Document Number	071749-282
Book / Page	71749 / 282
Instrument Date	Mar 13, 2025
Instrument	202500020713
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	281 SPRING ST, WINCHENDON, MA 01475-1772

Mortgage

Document Number	202500020714
Date	Mar 18, 2025
Instrument	202500020714

Lender

Name	ALL ONE CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Apr 1, 2035

Tax Assessment & Valuation

Source: Worcester County and Winchendon Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Winchendon Town
Unified School District	Winchendon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,129.00 (+3.88%)	$266,300 (+10.87%) Land $35,500 Building $230,800	$319,105 (+4.9%)
2024	$3,012.00 (-5.49%)	$240,200 (+1.01%) Land $34,100 Building $206,100	$304,190
2023	$3,187.00	$237,800 Land $33,300 Building $204,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHENDON WATER DEPARTMENT serves 5,706 people · EPA ID MA2343000
Water Source	Purchased surface water from ASH/WIN JOINT WATER AUTHORITY
Last State Inspection	Dec 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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