Yancey County property record for 281 Simms Fork Rd, Burnsville, NC 28714
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,920 sqft · built 2001 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $122,500 (Apr 2025) |
| Tax Bill | $1,185 (2026) |
| Deeds & Mortgages | Mar 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 987100734267.000 |
| Primary APN | 987100734267.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,920 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Attic | Attic |
| Attic Area | 960 sqft |
| Family Room | Family Room |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Other |
| Exterior Material | Other |
| Construction Type | Frame |
| Lot Area | 130,680 sqft (3 acres) |
| Deck Area | 240 sqft |
| Patio Area | 768 sqft |
| Canopy | 128 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 90162 |
|---|---|
| Street Address | 281 SIMMS FORK RD |
| City | BURNSVILLE |
| State | NC |
| Zip | 28714-5900 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | YANCEY NC |
| Township / Civil Division | CANE RIVER |
| Census Block Group | 2 |
| Census Block | 2058 |
| Census Tract | 960400 |
Source: Yancey County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 52 WOODCREEK CIR, SWANNANOA, NC 28778-9152 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 11, 2025 · Amount on Record |
| Deed Sale | Apr 11, 2025 · Amount on Record |
| Prior Sale | Jan 30, 2014 · Amount on Record |
| Deed Document Number | 2025771 |
| Deed Book / Page | 933 / 705 |
| Prior Transfer Date | Aug 15, 2013 |
| Prior Transfer Doc | 0006970397 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YANCEY NC |
| Property Address | 281 SIMMS FORK RD, BURNSVILLE, NC 28714-5900 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 281 SIMMS FORK RD, BURNSVILLE, NC 28714-5900 |
| Document Number | 0009530152 |
|---|---|
| Date | Mar 17, 2026 |
| Book Page | 953/152 |
| Instrument | 2026000715 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2041 |
Source: Yancey County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Yancey County |
| Unified School District | Yancey County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,185.00 (-0.08%) | $211,700 (-) Land $93,700 Building $118,000 |
| 2025 | $1,186.00 (+71.39%) | $211,700 (+95.73%) Land $93,700 Building $118,000 |
| 2023 | $692.00 | $108,160 Land $40,000 Building $68,160 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 14 (2012–2024) |
| Claims Outside the SFHA | 3 of 14 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 73% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| French Broad EMC Fiber | 1,000 / 1,000 |
| Zito Media Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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