281 Silver Queen S, Unit 109B, Durango, CO 81301 Property Records

La Plata County property record for 281 Silver Queen S, Unit 109B, Durango, CO 81301

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 608 sqft · built 1986
Lot Size	0.008 acres (366 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Sep 2025)
Tax Bill	$1,111 (2025)
Deeds & Mortgages	Sep 2025 Sale Jun 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5671-182-03-010`

Property Details

APN / Parcel Number

Primary APN	`5671-182-03-010`
Alternative APN	`R423066`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Units	42 Units
Stories	1 Story
Building Area	608 sqft Living Area
1st Floor Area	608 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Victorian
Lot Area	366 sqft (0.008 acres)

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	44 sqft
Deck Area	Deck Area
Patio Area	93 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Account Number	R423066
Street Address	281 SILVER QUEEN S, 109B
City	DURANGO
State	CO
Zip	81301-9433
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SUBDIVISION: EDGEMONT RANCH FARM HOUSE CONDOS LOT 98 UNIT: 109B DESC: PROJ 2000-124 281 SILVER QUEEN SOUTH #109B DURANGO 81301
Legal Subdivision	EDGEMONT RANCH FARM HOUSE CONDOS
Legal Block	1
Legal Lot Number	98
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	1
Census Block	1005
Census Tract	970703

Owner

281 Silver Queen S, Unit 109B is owned by two individuals who bought it in September 2025.

Source: La Plata County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13621 FOREST ROCK DR, SAN ANTONIO, TX 78231-1979
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Special Warranty Deed, Transfer TITLE DURANGO LLC
Jun 14, 2023	Special Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 10, 2020	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Mar 12, 2020	Loan Modification, Mortgage ALPINE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2025 · Amount on File
Deed Sale	Sep 29, 2025 · Amount on File
Prior Sale	Jun 14, 2023 · Amount on File
Deed Document Number	20251246966
Record Updated	Sep 20, 2026

September 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Sep 29, 2025
Property Address	281 SILVER QUEEN S UNIT 109B, 109B, DURANGO, CO 81301-9433
Document Number	0001246966
Map Reference	DOC 799760
Instrument Date	Sep 29, 2025
Instrument	1246966
Transaction Type	Transfer
Record Updated	Oct 10, 2025
Title Company	TITLE DURANGO LLC

Transaction

Amount	Amount on Record
Tax	$31.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	13621 FOREST ROCK DR, SAN ANTONIO, TX 78231-1979

June 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Jun 14, 2023
Property Address	281 SILVER QUEEN S UNIT 109B, 109B, DURANGO, CO 81301-9433
Document Number	0001222779
Map Reference	DOC 799760
Instrument Date	Jun 14, 2023
Instrument	1222779
Transaction Type	Transfer
Record Updated	Jun 30, 2023
Title Company	LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$29.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	281 SILVER QUEEN S # S109B, S109B, DURANGO, CO 81301-9433

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	709 MYLAR PARK DR, CHEYENNE, WY 82009-4781

Mortgage

Document Number	0001222780
Date	Jun 14, 2023
Instrument	1222780

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Aug 10, 2020
Property Address	281 SILVER QUEEN S UNIT 109B, 109B, DURANGO, CO 81301-9433
Document Number	0001175462
Map Reference	DOC 799761
Instrument Date	Jul 30, 2020
Instrument	1175462
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$17.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	281 SILVER QUEEN S UNIT 109B, 109B, DURANGO, CO 81301-9433

Mortgage

Document Number	0001175463
Date	Aug 10, 2020
Instrument	1175463

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Mortgage

Document Number	0001175464
Date	Aug 10, 2020
Instrument	1175464

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LA PLATA CO
Property Address	281 SILVER QUEEN S UNIT 109B, 109B, DURANGO, CO 81301-9433
Document Number	0001170014
Instrument Date	Mar 12, 2020
Transaction Type	Mortgage
Record Updated	May 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 SILVER QUEEN S #109B DURANGO CO 813019433, 109B, DURANGO, CO 81301-9433

Mortgage

Document Number	0001170014
Date	Apr 9, 2020
Instrument	1170014

Lender

Name	ALPINE BK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Term	60 Months
Due	Apr 8, 2025

Tax Assessment & Valuation

The 2025 property tax bill for 281 Silver Queen S, Unit 109B was $1,111, up 95.9% from the year before.

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$17,230 (-2.1%) Building $17,230	$281,560 (-) Building $281,560
2025	$1,111.00 (+95.94%)	$17,600 (+50.81%) Building $17,600	$281,560 (+72.48%) Building $281,560
2024	$567.00 (+12.72%)	$11,670 (+17.88%) Building $11,670	$163,240 (+10.45%) Building $163,240
2023	$503.00 (-15.6%)	$9,900 (-12.78%) Building $9,900	$147,790 (-9.46%) Building $147,790
2022	$596.00	$11,350 Building $11,350	$163,240 Building $163,240

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 281 Silver Queen S, Unit 109B in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 281 Silver Queen S, Unit 109B is very high, ranking above 90% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 94% of Colorado
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Visionary Broadband Fixed Wireless	100 / 20

May also be available: CenturyLink.

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