281 Shipyard Rd, Savannah, GA 31406 Property Records

Chatham County property record for 281 Shipyard Rd, Savannah, GA 31406

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,584 sqft · built 1948
Lot Size	1.56 acres (68,171 sqft)
Owner	Individual Name on Record
Last Sale	$630,000 (Oct 2020)
Tax Bill	$3,514 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Nov 2020 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`1-0465-01-006`

Property Details

APN / Parcel Number

Primary APN	`1-0465-01-006`
Alternative APN	`S651680`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,584 sqft Living Area
1st Floor Area	2,779 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	68,171 sqft (1.56 acres)
Lot Dimensions	235 ft deep x 290 ft wide
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Pool Area	595 sqft
Porch	Slab
Porch Area	352 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	281 SHIPYARD RD
City	SAVANNAH
State	GA
Zip	31406-8852
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT B SUB OF LOT 1 & NORTH PART OF LOT 2 BLK C VERNO N
Legal Subdivision	SUB
Legal Block	C
Legal Lot Number	B,1-2
Jurisdiction	CHATHAM GA
Township / Civil Division	MONTGOMERY
Census Block Group	2
Census Block	2013
Census Tract	11007

Owner

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	281 SHIPYARD RD, SAVANNAH, GA 31406-8852
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2017	Deed of Trust, Mortgage SOUTH STATE BANK
Nov 13, 2020	Warranty Deed, Transfer
Oct 1, 2020	Warranty Deed, Transfer · Conventional Mortgage BANKSOUTH MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2020 · Amount on Record
Deed Sale	Oct 1, 2020 · Amount on Record
Deed Document Number	202010301
Deed Book / Page	2086 / 630
Last Transfer Date	Nov 13, 2020
Transfer Doc	0000012319
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	281 SHIPYARD RD, SAVANNAH, GA 31406-8852
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1191/029
Date	Oct 5, 2017
Book Page	1191/029
Instrument	30633590012

Lender

Name	SOUTH STATE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Oct 1, 2020

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Nov 13, 2020
Property Address	281 SHIPYARD RD, SAVANNAH, GA 31406-8852
Document Number	0021420653
Book / Page	2142 / 653
Instrument Date	Nov 13, 2020
Instrument	2020-012319
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 SHIPYARD RD, SAVANNAH, GA 31406-8852

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Oct 1, 2020
Property Address	281 SHIPYARD RD, SAVANNAH, GA 31406-8852
Document Number	0020860630
Book / Page	2086 / 630
Instrument Date	Oct 1, 2020
Instrument	2020-010301
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 SHIPYARD RD, SAVANNAH, GA 31406-8852

Mortgage

Document Number	0000002086/0000000632
Date	Oct 2, 2020
Book Page	0000002086/0000000632

Lender

Name	BANKSOUTH MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$326,600 (+27.26%) Land $143,880 Building $182,720	$816,500 (+27.26%) Land $359,700 Building $456,800
2025	$3,514.00 (+2.93%) Homeowner's exemption	$256,640 (+109.81%) Land $143,880 Building $112,760	$641,600 (+109.81%) Land $359,700 Building $281,900
2024	$3,414.00
2023		$122,320 (+27.9%) Land $30,000 Building $92,320	$305,800 (+27.9%) Land $75,000 Building $230,800
2022		$95,640 Land $30,000 Building $65,640	$239,100 Land $75,000 Building $164,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 265 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	265 in force
Nearby Flood Claims	69 (1994–2025)
Most Recent Claim	Aug 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 59 claims Hurricane Matthew, Oct 2016 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 79% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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