281 Shenandoah Ln, Covington, LA 70435 Property Records

St. Tammany Parish property record for 281 Shenandoah Ln, Covington, LA 70435

Property Summary

Property Type	Single Family Home
Details	3,848 sqft · built 2021
Lot Size	18.5 acres (808,474 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,420,000 (Jun 2026)
Tax Bill	$7,770 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2026 Mortgage + 2 more
APN	`120-819-0228`

Property Details

APN / Parcel Number

Primary APN	`120-819-0228`
Alternative APN	`73927`

Interior

Building Area	3,848 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	808,474 sqft (18.5 acres)
Garage Area	496 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	281 SHENANDOAH LN
City	COVINGTON
State	LA
Zip	70435-4676
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	18.56 ACS BEING PARCEL 4A1 PLANTATION INST NO 2043038 INST NO 2104024
Legal Subdivision	THE PLANTATION
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	6
Census Block Group	1
Census Block	1013
Census Tract	40107

Owner

Source: St. Tammany Parish records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	281 SHENANDOAH LN, COVINGTON, LA 70435-4676
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed, Transfer · Conventional Mortgage LOANPAL LLC
Jun 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANPAL LLC
Mar 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL MORTGAGE
Mar 29, 2018	Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2026 · Amount on Record
Deed Sale	Jun 26, 2026 · Amount on Record
Prior Sale	Mar 29, 2018 · Amount on Record
Deed Document Number	20262496655
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Jun 26, 2026
Property Address	281 SHENANDOAH LN, COVINGTON, LA 70435-4676
Document Number	0002496655
Instrument Date	Jun 26, 2026
Instrument	20262496655
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 SHENANDOAH LN, COVINGTON, LA 70435-4676

Mortgage

Document Number	0002496655,
Date	Jun 26, 2026
Instrument	20262496655

Lender

Name	LOANPAL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Recording Date	Jun 26, 2026
Property Address	281 SHENANDOAH LN, COVINGTON, LA 70435-4676
Document Number	0002496657
Instrument Date	Jun 26, 2026
Instrument	20262496657
Transaction Type	Mortgage
Record Updated	Jul 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	344 PENCARROW CIR, MADISONVILLE, LA 70447-3424

Mortgage

Document Number	0002496657,
Date	Jun 26, 2026
Instrument	20262496657

Lender

Name	LOANPAL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	281 SHENANDOAH LN, COVINGTON, LA 70435-4676
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002198771
Date	Mar 17, 2020
Instrument	2198771

Lender

Name	HOME POINT FINANCIAL MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Mar 29, 2018
Property Address	281 SHENANDOAH LN, COVINGTON, LA 70435-4676
Document Number	0002104024
Map Reference	MAP 5710A
Instrument Date	Mar 29, 2018
Instrument	2104024
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 N CORNICHE DU LAC, COVINGTON, LA 70433-7259

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,770.00 (-3.38%) Homeowner's exemption	$69,064 (-) Land $7,517 Building $61,547	$690,651 (-) Land $75,177 Building $615,474
2024	$8,042.00 (+13.62%) Homeowner's exemption	$69,064 (+15.1%) Land $7,517 Building $61,547	$690,651 (+15.1%) Land $75,177 Building $615,474
2023	$7,078.00 (+0.01%) Homeowner's exemption	$60,004 (-) Land $6,064 Building $53,940	$600,040 (-) Land $60,640 Building $539,400
2022	$7,077.00 Homeowner's exemption	$60,004 Land $6,064 Building $53,940	$600,040 Land $60,640 Building $539,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	38 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 90% of Louisiana
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

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