281 Seclusion Ln, Howard, PA 16841 Property Records

Centre County property record for 281 Seclusion Ln, Howard, PA 16841

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 2,604 sqft · built 1995
Lot Size	10 acres (438,214 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Feb 2019)
Tax Bill	$4,773 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-004-,009C,0000`

Property Details

APN / Parcel Number

Primary APN	`14-004-,009C,0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,604 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Lot Area	438,214 sqft (10 acres)

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected
Water Source	Well

Location & Zoning

Street Address	281 SECLUSION LN
City	HOWARD
State	PA
Zip	16841-4139
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Subdivision	CONFER FARMS
Jurisdiction	CENTRE PA
Township / Civil Division	WALKER
Census Block Group	2
Census Block	2019
Census Tract	10700

Owner

Source: Centre County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	281 SECLUSION LN, HOWARD, PA 16841-4139
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 14, 2019	Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2019 · Amount on Record
Deed Sale	Feb 14, 2019 · Amount on Record
Prior Sale	Jul 25, 1994
Deed Book / Page	2228 / 592
Last Transfer Date	Sep 9, 2021
Transfer Doc	2279000840
Record Updated	Sep 20, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CENTRE PA
Recording Date	Sep 10, 2021
Property Address	281 SECLUSION LN, HOWARD, PA 16841-4139
Document Number	002279/840
Book / Page	2279 / 840
Instrument Date	Sep 9, 2021
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1033 CONFER FARM LN, BELLEFONTE, PA 16823-9000

Mortgage

Document Number	0002279724
Date	Sep 10, 2021
Instrument	2279/724

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

February 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CENTRE PA
Recording Date	Feb 14, 2019
Property Address	281 SECLUSION LN, HOWARD, PA 16841-4139
Document Number	02228/0592
Book / Page	2228 / 0592
Map Reference	MB 48 PG 91
Instrument Date	Feb 14, 2019
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	281 SECLUSION LN, HOWARD, PA 16841-4139

Mortgage

Document Number	0002228593
Date	Feb 14, 2019
Instrument	2228/593

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Centre County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Centre County
County Subdivision	Walker Township
Unified School District	Bellefonte Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,773.00 (-15.24%)	$73,100 (-21.29%) Land $1,390 Building $71,710
2025			$146,200 (-21.29%) Land $2,780 Building $143,420
2024	$5,631.00	$92,875 Land $21,165 Building $71,710
1994			$185,750 Land $42,330 Building $143,420

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1996–2004)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2004 · Tropical Depression Ivan

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAW NITTANY private · serves 1,515 people · EPA ID PA4140081
Water Source	Groundwater
Last State Inspection	Feb 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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