Buncombe County property record for 281 School Rd E, Asheville, NC 28803
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 3 bd · 3 ba · 1,764 sqft · built 1928 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $296,000 (Aug 2016) |
| Tax Bill | $2,524 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Nov 2023 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9657-54-8601-00000 |
| Primary APN | 9657-54-8601-00000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,764 sqft Living Area |
| 1st Floor Area | 1,176 sqft |
| 2nd Floor Area | 588 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1928 |
|---|---|
| Architectural Style | Conventional |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 12,197 sqft (0.28 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 80 sqft |
| Patio Area | 280 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 281 SCHOOL RD E |
|---|---|
| City | ASHEVILLE |
| State | NC |
| Zip | 28803-9692 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | DEED DATE:08/04/2016 DEED |
| Legal Description | DEED DATE:08/04/2016 DEED:5454-0206 LOT:1 PLAT:0148-0121 |
| Legal Lot Number | 1 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | ASHEVILLE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 2102 |
Source: Buncombe County records, as of September 24, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 281 SCHOOL RD E, ASHEVILLE, NC 28803-9692 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONS RELIABLE LENDING LLC |
| Nov 15, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NATIONSTAR MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 2016 · Amount on Record |
| Deed Sale | Aug 4, 2016 · Amount on Record |
| Deed Document Number | 0005454206 |
| Deed Book / Page | 5454 / 0206 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 281 SCHOOL RD E, ASHEVILLE, NC 28803-9692 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | CLEAREDGE TITLE, CLEAREDGE TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0061070408 |
|---|---|
| Date | Aug 16, 2021 |
| Book Page | 6107/408 |
| Name | NATIONS RELIABLE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 281 SCHOOL RD E, ASHEVILLE, NC 28803-9692 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | TITLE 365- NLSE, TITLE 365 NLSE |
| Name | Verified Name |
|---|
| Document Number | 0063650987 |
|---|---|
| Date | Nov 15, 2023 |
| Book Page | 6365/987 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 1, 2043 |
Source: Buncombe County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,524.00 (+38.23%) | $372,500 (+24.5%) | |
| 2023 | $1,826.00 | $299,200 | $299,200 (-19.68%) Land $65,400 Building $233,800 |
| 2021 | $372,500 Land $65,400 Building $307,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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