Cook County property record for 281 S Oak Ave, Bartlett, IL 60103
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,800 sqft · built 1984 |
| Lot Size | 0.267 acres (11,632 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $295,000 (Jul 2019) |
| Tax Bill | $9,712 (2023) |
| Deeds & Mortgages | Jul 2026 Line of Credit May 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-34-414-064 |
| Primary APN | 06-34-414-064 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,800 sqft Living Area |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Multi-Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 11,632 sqft (0.267 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 281 S OAK AVE |
|---|---|
| City | BARTLETT |
| State | IL |
| Zip | 60103-4424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (HERITAGE) (OAKS) SUB OF PT SE SEC 34-41-09 |
| Legal Range | 09E |
| Legal Township | 41N |
| Legal Section | 34 |
| Legal Subdivision | HERITAGE OAKS |
| Legal Lot Number | 12 |
| Jurisdiction | COOK IL |
| Township / Civil Division | HANOVER |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 804505 |
Source: Cook County records, as of July 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 281 S OAK AVE, BARTLETT, IL 60103-4424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 2, 2026 | Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB |
| May 2, 2022 | Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB |
| Sep 11, 2020 | Deed of Trust, Mortgage FAIRWAY INDEPENDENT MTG |
| Jul 31, 2019 | Warranty Deed, Transfer · Conventional with PMI FAIRWAY INDEPENDENT MTG |
| Mar 22, 2019 | Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 31, 2019 · Amount on Record |
| Deed Sale | Jul 31, 2019 · Amount on Record |
| Prior Sale | Mar 13, 1997 · Amount on Record |
| Deed Document Number | 201942039 |
| Prior Transfer Date | Feb 15, 2008 |
| Prior Transfer Doc | 0000009060 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jul 2, 2026 |
| Property Address | 281 S OAK AVE, BARTLETT, IL 60103-4424 |
| Document Number | 0000002029 |
| Instrument Date | Jun 26, 2026 |
| Instrument | 20262029 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | SERVICE LINK LP, SERVICE LINK |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 281 S OAK AVE, BARTLETT, IL 60103-4424 |
| Document Number | 0000002029, |
|---|---|
| Date | Jul 2, 2026 |
| Instrument | 20262029 |
| Name | FLAGSTAR BANK FSB |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 281 S OAK AVE, BARTLETT, IL 60103-4424 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0012221423 |
|---|---|
| Date | May 2, 2022 |
| Instrument | 2212221423 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 281 S OAK AVE, BARTLETT, IL 60103-4424 |
| Document Number | 2029817079 |
| Instrument Date | Sep 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 261 S OAK AVE BARTLETT IL 60103, BARTLETT, IL 60103 |
| Document Number | 2029817079 |
|---|---|
| Date | Oct 26, 2020 |
| Instrument | 29817079 |
| Name | FAIRWAY INDEPENDENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Oct 25, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jul 31, 2019 |
| Property Address | 281 S OAK AVE, BARTLETT, IL 60103-4424 |
| Document Number | 1921242039 |
| Instrument Date | Jul 12, 2019 |
| Instrument | 21242039 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $295.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 281 S OAK AVE BARTLETT IL 601034424, BARTLETT, IL 60103-4424 |
| Document Number | 1921242040 |
|---|---|
| Date | Jul 31, 2019 |
| Instrument | 21242040 |
| Name | FAIRWAY INDEPENDENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 30, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 281 S OAK AVE, BARTLETT, IL 60103-4424 |
| Document Number | 1910013027 |
| Instrument Date | Mar 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 281 S OAK AVE BARTLETT IL 601034424, BARTLETT, IL 60103-4424 |
| Document Number | 1910013027 |
|---|---|
| Date | Apr 10, 2019 |
| Instrument | 10013027 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 9, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Municipality | Bartlett Village |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $38,000 (+11.77%) Land $8,142 Building $29,858 | $380,000 (+11.77%) Land $81,420 Building $298,580 | |
| 2023 | $9,712.00 (+3.85%) | ||
| 2022 | $9,352.00 | $33,999 Land $6,979 Building $27,020 | $339,990 Land $69,790 Building $270,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Mar 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BARTLETT serves 41,500 people · EPA ID IL0314120 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Apr 2025 |
| Lead | 20 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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