Winnebago County property record for 281 S Jackson Rd, Pecatonica, IL 61063
| Property Type | Rural Home |
|---|---|
| Details | 2,112 sqft · built 2005 |
| Lot Size | 5.21 acres (227,383 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $8,631 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1304300023 |
| Primary APN | 1304300023 |
|---|
| Building Area | 2,112 sqft Living Area |
|---|
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Lot Area | 227,383 sqft |
| Garage Type | Attached |
| Garage Area | 768 sqft |
| Street Address | 281 S JACKSON RD |
|---|---|
| City | PECATONICA |
| State | IL |
| Zip | 61063-9337 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RA |
| Legal Description | S 288.89 FT E 791.35 FT MEAS S LN NW?SW? SEC 4-26-10 5.22A |
| Legal Range | 10 |
| Legal Township | 26 |
| Legal Section | 4 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | SEWARD |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 4300 |
Source: Winnebago County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 281 S JACKSON RD, PECATONICA, IL 61063-9337 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 281 S JACKSON RD, PECATONICA, IL 61063-9337 |
| Document Number | 0001024763 |
| Instrument Date | Aug 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2020 |
| Title Company | TITLE UNDERWRITERS AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 281 S JACKSON RD PECATONICA IL 610639337, PECATONICA, IL 61063-9337 |
| Document Number | 0001024763 |
|---|---|
| Date | Aug 27, 2020 |
| Instrument | 1024763 |
| Name | IAA CU |
|---|---|
| Address | BLOOMINGTON, IL 61701 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 26, 2035 |
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Seward Township |
| Unified School District | Pecatonica Community Unit School District 321 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,631.00 | $129,783 (+26.69%) Land $26,541 Building $103,242 | $389,349 (+26.69%) Land $79,623 Building $309,726 |
| 2022 | Homeowner's exemption | $102,439 Land $20,949 Building $81,490 | $307,317 Land $62,847 Building $244,470 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (2009–2019) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Mar 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 42% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AaroBand Fixed Wireless | 100 / 50 |
| Rise Broadband Fixed Wireless | 50 / 10 |
| T-Mobile Fixed Wireless | 25 / 3 |
May also be available: JCWIFI.com.
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